Financial Calculator Suite

Financial Calculator Suite is your all-in-one financial toolkit for iOS. Calculate mortgages, auto loans, credit card APR payoffs, 401(k) retirement growth, mutual fund SIPs, stock options, and 160+ world currencies instantly. Built natively with SwiftUI and Swift Charts. Zero sign-up, works offline, zero ad tracking. 38 COMPREHENSIVE FINANCIAL TOOLS LOANS & CREDIT CALCULATORS - Mortgage Calculator: P&I, property tax, insurance, PMI & HOA. - Auto Loan Calculator: Monthly payment, trade-in value & sales tax. - Car Lease Calculator: Depreciation, money factor (APR) & residual. - Credit Card APR & Payoff: Payoff timeline & min payment trap comparison. - 0% Balance Transfer: Transfer fee costs & net interest savings. - Loan Comparison: Side-by-side comparison of 2 loans. - Mortgage Refinance: Monthly savings & closing cost break-even. - Interest-Only Loan: Compare promo interest-only vs. amortized payments. - Loan Affordability: Max loan budget based on income & DTI. - Amortization Schedule: Payment-by-payment principal & interest charts. - Extra Payment Calculator: Interest saved & time cut off loan. - Student Loan Repayment: Standard vs. Income-Driven Repayment (IDR). - True Mortgage APR: True APR factoring points & closing fees. RETIREMENT & SAVINGS - Retirement & 401(k) Planner: Nest egg growth, employer match & withdrawals. - SIP (Systematic Investment Plan): Long-term wealth creation. - Inflation Impact Calculator: Future purchasing power & cost of living. - Emergency Fund Planner: 3-to-12 month expense reserves. - CD / Fixed Deposit: Maturity value, APY yield & interest growth. - Paycheck Tax Estimator: Take-home pay after tax & 401(k) deductions. INVESTMENT & YIELD - Simple & Compound Interest: Daily, monthly, quarterly & annual compounding. - Rental Property Yield: Gross yield, net yield & Cap Rate. - Bond Yield & Duration: Current yield, YTM & duration. - Return on Investment (ROI): Total return & annualized ROI. - Net Present Value (NPV): Discounted cash flow analysis. - Present Value (PV): Current worth of future lump sum cash flows. - TVM Solver (HP-12C Style): Solve for unknown N, I/YR, PV, PMT, FV. - Internal Rate of Return (IRR): IRR for cash flow series. - Live Currency Converter: Convert 160+ world currencies offline. BUSINESS, TRADING & PERSONAL - Tip & Split Bill: Custom tip % & equal per-person splits. - Break-Even Analysis: Sales volume & revenue to break even. - Rule of 72: Years or rate needed to double investment. - Discount & Sales Tax: Final price after discounts & sales tax. - Asset Depreciation: Straight-Line, Declining Balance & SYD. - Margin & Markup: Gross profit, margin %, and markup %. - Stock Option Pricing: Black-Scholes Call/Put values & Greeks. - Crypto & Trading P&L: Trade profit/loss, ROE & liquidation. KEY FEATURES - 100% Privacy Focused: Zero sign-up, zero ad tracking. - Multi-Currency Support: Switch currency symbols (USD, EUR, GBP, NPR, INR, JPY, CAD, AUD) across all tools. - Interactive Swift Charts: Visual pie charts & growth curves. - History & Sharing: Save calculations locally via SwiftData & share reports. - Fast & Native: Built with SwiftUI for instant offline calculations.