Financial Circle
Save together in circles
About
Organize and manage rotating savings groups, also known as tandas or ROSCAs. Track contributions, set schedules, and ensure accountability among trusted members. Facilitates direct peer-to-peer payments through existing services.
What's New in Financial Circle
1.3.0
October 15, 2026
Welcome to 1.3.0: more ways to save, and more ways to stay on track. NEW Save in any currency. Each circle and savings goal uses its own currency, from a searchable list of 155 Solo savings: set a personal goal, record each saving, see your milestones and get "time to save" reminders Circle Buddy: friendly tips and nudges at the right moments (you can turn it off in Settings) Notifications from the app: when a friend joins your circle, when your circle starts and when a payment is confirmed (iPhone) A group photo for your circle. Only the creator can change it Celebrations when you create a circle, send a payment, finish a circle or reach a savings goal Remind a member who is late with one tap Pull down to refresh on Home and Calendar A clear banner when you're offline A new welcome tour with real screenshots IMPROVED Members can now remove a finished circle from their own list Your sign-in is now kept in your iPhone's secure storage Achievements, the leaderboard and the intro are fully translated into Spanish and French Animated empty screens and many small fixes Financial Circle never holds or moves your money.
MoreFAQ
How do I start a savings circle with Financial Circle?
You can start a circle in minutes by setting the contribution amount, the payment schedule, and the payout order. Then, invite members using a simple referral code.
Does Financial Circle handle my money?
No, Financial Circle does not hold or move your money. All payments happen directly between members using third-party services like Zelle and Cash App.
How does Financial Circle help with payments?
The app provides a shared calendar of contribution and payout dates and sends automatic reminders to ensure no one misses a payment. Members confirm payments by attaching screenshots.
What is a rotating savings group?
A rotating savings group, also known as a tanda, susu, esusu, or ROSCA, is a system where a group of people contribute a set amount each cycle, and members take turns receiving the entire pool.
Is Financial Circle secure?
Financial Circle is a coordination and record-keeping tool. It is not a bank or financial institution, and it does not hold or guarantee funds. Payments are made directly between members.
What devices does Financial Circle support?
Financial Circle is available on iPhone and iPad devices.
How often is Financial Circle updated?
The latest version, 1.1.0, was released on August 25, 2026, indicating recent development and support.
What is the user feedback on Financial Circle?
Financial Circle has a perfect rating of 5.0 stars based on 2 ratings, suggesting a highly positive user experience so far.
