Financial - Manager & Tracker

With Financial 3.1, we build on 3.0 with a more polished interface, improved Liquid Glass details, Financial’s own icon system, Financial Contacts, rebuilt Shared Accounts, and major Splitter improvements with receipts, payment request links, and web-based item selection. # FINANCIAL ACCOUNT & CONTACTS Financial Account is easier to manage, and Contacts now power invitations across shared features. # SHARED ACCOUNTS, REBUILT Manage money together in a private Shared Account. Invite friends, family, roommates, or partners through Contacts or email, sync balances and transactions, and attach PDFs or images. Clear owner and editor permissions protect who can change what. # SPLITTER, RECEIPTS & PAYMENT REQUESTS Splitter becomes much more powerful in Financial 3.1. Create shared expenses from receipts, let friends choose what they had in a simple web flow, and generate payment request links for open balances. Payment requests make it easier to collect, review, and confirm what is still owed without everyone needing to manage the full expense manually. • Improved Splitter flows for shared expenses • Receipt-based splitting for groups • Web selection flow so friends can choose their own items • Payment request links for open balances • Confirmation links for clearer settlement • Better overview of who paid, who owes what, and what is still open # SMARTPAYS & WISHLIST Recurring payments and wishes continue to feel more connected to your real financial activity. SmartPay detection has been improved, recurring payment insights are clearer, and Wishlist helps you understand what you are saving toward before you spend. # FINANCIAL BRIEFING, PORTFOLIOS & SAVINGS PLANS Financial Briefing adds clearer market context around your accounts and portfolios. Import Trade Republic data and connect Bitpanda or Kraken. Imports, provider sync, restore flows, and connection management are now clearer and more reliable. Recurring investment plans are detected and shown more clearly, with more reliable notifications. Position details now bring together price history, market news, dividends, ETF composition, fundamentals, and regional economic context where available. Position timelines now reflect purchase dates, sales, fees, and savings plans more accurately. # INTRODUCING FINANCIAL ICONS Financial now features a custom-designed icon system. Built in close alignment with Apple’s design language, many icons are inspired by familiar system symbols and refined to match Financial’s own visual identity. # CURRENCY & IBAN TOOLS Financial’s tools area now includes a rebuilt currency converter and a new IBAN checker. Convert currencies with live rates and history, or validate IBAN details directly inside Financial. # MILESTONES & NOTIFICATIONS Milestones have been redesigned for a clearer, more motivating experience. With Monthly Milestone notifications, you can stay on top of your challenges and never miss a new goal. # FINANCIAL FREE & PRO Financial Free includes all virtual and imported accounts and portfolios, Trade Republic imports, and Bitpanda or Kraken connections. Financial Pro adds unlimited Shared Accounts, Splitter groups, SmartPays, and budgets, plus automation, reports, advanced analytics, forecasts, personalized insights, and alerts. # MORE • Improved App Shortcuts and intents • Upload your own Account, Portfolio, and Transaction images • Better provider sync and connection recovery • Faster loading times and improved sync stability • Choose which accounts and portfolios count toward your net worth