Finfolio

App Disclaimer & Onboarding New first-launch disclaimer covering financial accuracy, reminders, location usage, backup password responsibility, and sharing. Agree to proceed; disagree closes the app. Full disclaimer available anytime in Settings → Legal. Password-Protected Backups Encrypt your backup file with AES-256 before sharing or storing it. Set a password when generating — required to restore. Warning: there is no password recovery option, so store it safely. Unencrypted backups also supported. 6-Month Spending Trend Chart New chart on the Home dashboard showing your last 6 months of spending with an average line, highest/lowest month callout, and colour-coded bars. 80C Tax Saving Tracker See your annual progress toward the ₹1.5 lakh Section 80C limit across PPF, NPS, SIP, and FD investments — with a "Maxed!" badge when you hit the limit. FD Maturity Calendar All FDs maturing in the next 12 months shown in one place with colour-coded urgency badges (red ≤7 days, orange ≤30 days). Automatic reminders 7 days before maturity. Bill Amount Sparklines Each investment row now shows a mini sparkline of recent payment amounts — green if trending up, orange if falling. Overspend Pace Alert If your spending pace for the month is 10% above last month's total, you'll get a proactive notification before month-end. Interactive Medium Widget The medium home screen widget now shows 5 upcoming tasks with an overdue count badge and lets you mark tasks as paid directly from the widget. Duplicate Bill Detection Adding a bill or subscription with the same name and type as an existing one now prompts a warning before saving. Legal Section in Settings Settings → Legal & Information now shows the full disclaimer, backup password reminder, location usage note, and the "helper not advisor" advisory in one clean place.