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Finku: Budget & Money Manager

Finku: Budget & Money Manager

Quick Expense Tracker with AI

22 ratings
13 reviews
With Ads
📊 Productivity
💰 Finance
Free
In-App PurchasesWith Ads

Details

  • Released
  • Updated
  • September 29, 2021
  • August 3, 2026

Features

Developer

PT Sahabat Finansial Kamu
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Finku: Budget & Money Manager screenshot #1 for iPhone
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About

Manage your daily finances with AI-powered transaction logging, budgeting, and financial goal setting. This app offers automated transaction recording through bank connections or document scanning, with interactive reports and personalized savings targets. It's designed for a simple, practical, and personalized approach to personal finance management.

✓AI-powered financial assistant (FinGPT)
✓Automated transaction logging
✓Bank and e-wallet account linking
✓Scan e-statements and receipts
✓Interactive financial reports
✓Personalized savings goals
✓Secure AES 256-bit encryption
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+1

What's New in Finku

2.0.3

August 3, 2026

Keep your money safe and organized this week! What's new to help you manage your finances: - Find the right category faster. For example, if you type 'Netflix', you will get 'Subscription'. - Upload your receipts more flexibly. Now supports Excel files too! - Need to update your phone number? You can now update it from your profile, where you can also manage your password, PIN, and biometric settings. Update your app today!

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Subscription plans

Finku - Premium

Fitur premium untuk kontrol finansial Anda

$0.991 Month
How to cancel Finku subscription ⁉️

User reviews

Most RecentHighest RatedLowest Rated

Smart, easy, and helpful

Have been using finku for the past 3 years and the app continues to improve.

Its fast, inputting transactions is easy - they have many different ways to input transactions from manual, ocr, quick input, fingpt, e-statements. Then once you have data you can ask many questions about your finances and find ways to further save and plan ahead!

Thanks Finku!
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R10T12R10T12

Response from developer

Halo, Kak. Terima kasih atas ulasan dan bintang 5-nya yaa! 🎉 Kami turut senang Finku bisa membantu keuangan kamu. Kalau ada kendala, ide atau saran, kami selalu siap mendengarkan ya! Silakan beritahu kami melalui WhatsApp: 083144220707 atau Email: customer.experience@finku.id . Terima kasih sudah menjadi pengguna setia Finku!🙏. ^Gio

Tolak teross

Acc la pasti ane bayar ko percuma kalo mau minjemm im tpi gamau nerima resiko
nanda_2nanda_2

Bad integration

Connecting my OVO and Gopay accounts or other ewallets instantly logs me out of the standalone apps - I have to log in again to Gojek and OVO each time i want to pay or find a ride. Fix your integration.

Also the app is lacking integration for digi banks such as Jenius and Jago and P2P platforms such as Modalku or Koinworks.

While the concept is valuable, at the current state the app has more annoyances than actually being useful.
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Andri32kAndri32k

Response from developer

First of all, we would like to apologize for the trouble you are experiencing 😥. We are always trying to improve the quality of Finku for your comfort and experience. In order to be able to discuss further the problems experienced, don't hesitate to contact the CX team via WA: 081281079372 and Email at customer.experience@finku.id 🤗. -Finku Team

Good Apps

Apps ini sangat baik dan sangat membantu sekali dalam mengelola aset keuangan. Bisa melihat total aset dalam akun bank & juga instrumen investasi dalam satu layar. Mungkin kedepannya lebih baik lagi apabila ditambahkan beberapa apps lain seperti Pegadaian Digital, Pluang, Indodax, dll. Dan akan lebih baik lagi apabila bisa login menggunakan biometric seperti face id atau touch id.
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ZumewwZumeww

Response from developer

Terima kasih telah menggunakan Finku dan atas masukan serta saran baiknya 👋. Kami selalu berusaha untuk mengembangkan Finku dan berharap kamu dapat terus menggunakannya untuk atur keuanganmu! Jika ada saran, jangan ragu untuk langsung hubungi kami lewat (WhatsApp: 081281079372, Instagram: @finku.id, dan Email: customer.experience@finku.id). -Tim Finku

Useful

Very useful for managing my multiple bank accounts
teresa prteresa pr
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FAQ

What is Finku?

Finku is a personal finance management app that uses AI to help users track transactions, create budgets, and set savings goals. It offers features like automated logging, receipt scanning, and interactive financial reports to simplify financial management.

How does Finku use AI?

Finku features FinGPT, an AI financial assistant that allows users to chat to log transactions, create budgets, and ask for financial recommendations. The AI also automatically categorizes recorded transactions.

Is Finku secure?

Yes, Finku uses AES 256-bit encryption to secure your financial data, ensuring only you can access it. The app is also registered with OJK, supervised by Kominfo, and is an official member of AFTECH and AFPI.

What are the subscription options for Finku?

Finku offers a free version with core features and a 'Finku - Premium' subscription for $0.99 per month. The premium version provides unlimited access to FinGPT, the ability to scan e-statements from various banks, and scan shopping receipts.

Does Finku have ads?

Yes, Finku contains advertisements. Users can opt for the premium subscription to access features like unlimited FinGPT usage and enhanced scanning capabilities without ads.

What devices does Finku support?

Finku is available for iPhone and iPod. The app is rated for ages 4 and up.

How often is Finku updated?

The latest version of Finku is 1.35.0, which was last updated on March 26, 2026. Updates typically bring new features and improvements to the app.

How can I contact Finku support?

You can contact Finku support by emailing customer.experience@finku.id or by chatting on WhatsApp at +62-831-4422-0707. You can also find more information on their website and social media channels.