FinSim

FinSim

Wealth & Family Cost Planner

3 ratings
2 reviews
Free

Details

  • Released
  • Updated
  • June 20, 2026
  • July 13, 2026

Features

FinSim screenshot #1 for iPhone
FinSim screenshot #2 for iPhone
FinSim screenshot #3 for iPhone
FinSim screenshot #4 for iPhone
FinSim screenshot #5 for iPhone
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About

Visualize the long-term impact of your financial choices on your net worth. Model family planning, retirement, and education costs to understand your path to financial independence. All calculations are performed locally on your device.

Long-term net worth projections
Family planning cost comparison
Retirement spending and drawdown planning
Financial independence age calculation
On-device data processing
No account required
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What's New in FinSim

1.1.2

July 13, 2026

- Fixed a crash that occurred when entering an age of 100 or higher - Improved input field error messages to clearly explain what needs to be corrected - Updated the chart info icon to help users discover how to update their inputs

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User reviews

Very intuitive tool

The app is pretty easy use and provides a clear, easy to understand wealth projection. Kind of fun to try different scenarios.

Gives great financial insights

I like how the app looks and feels as you click through, but the best point is that it made me see my finances in a way I hadn’t considered before. Haven’t seen any other financial calculator estimate/consider the cost of children to calculate financial outlook. Great app.

FAQ

What is FinSim?

FinSim is a financial planning application designed to help users visualize how their current financial decisions will affect their long-term net worth and financial independence. It allows for modeling of income, expenses, savings, and retirement goals.

How does FinSim handle user data?

FinSim runs entirely on your device, meaning no account is required and no personal data is collected by the developer. All financial modeling and projections are processed locally.

What financial scenarios can FinSim model?

FinSim can model long-term net worth projections, compare the financial impact of having children versus not, estimate region-specific childcare and education costs, and plan for retirement spending and drawdown.

Is FinSim suitable for beginners in financial planning?

Yes, FinSim is designed for educational purposes and simplifies complex financial concepts. It helps users understand their path to financial independence based on their inputs and adjustable assumptions.

Does FinSim provide financial advice?

No, FinSim is strictly for educational purposes and does not constitute financial advice. All projections are estimates based on simplified models, and users should consult a licensed financial professional for actual financial decisions.

What devices is FinSim available on?

FinSim is available on iPhone and iPad devices, indicated by its supported devices list. It is designed for Apple's mobile operating systems.

How often is FinSim updated?

The latest version of FinSim is 1.1.0, which was last updated on June 30, 2026. This suggests a recent update, indicating ongoing development and maintenance.

What is the user sentiment for FinSim?

FinSim has received a perfect rating of 5.0 stars from 3 ratings. This indicates very positive user sentiment based on the available feedback.