FinSkulpt

finskulpt is a personal finance app built for people who want control without handing their whole financial life to the cloud. Your ledger stays on your device Add bank and cash accounts, log transactions, set budgets, track savings goals, manage recurring bills, and review investments and liabilities—all stored locally on your phone or tablet. Use the app offline; your books don’t need to live on our servers. Everything in one place Accounts and transaction register Budgets and category tracking Savings goals and recurring schedules Investments, liabilities, and reports Workbooks to organize your finances your way Free to start, Premium when you need more The free tier lets you build a real picture of your money with sensible limits. Premium unlocks unlimited accounts, budgets, goals, and recurring items, plus exports and advanced tools when you’re ready to go further. Privacy first We don’t sell your transaction data or use your ledger for ads. Optional sign-in is for your account and subscription—not to upload your books by default. Not a bank finskulpt is a record-keeping and analysis tool. It does not move money, hold funds, or provide regulated financial advice. Whether you’re budgeting month to month, tracking net worth, or keeping a clean register for tax time, finskulpt helps you sculpt your finances—on your terms.