
About
This app helps DIY investors and those nearing retirement stress-test their financial plans. It simulates portfolio performance using historical data and Monte Carlo analysis to visualize risk and uncertainty, aiding in the creation of resilient retirement strategies.
What's New in Finstery
1.2
May 17, 2026
• Mortgage Payoff vs. Investing Analysis Introducing a powerful new tool to help you decide: should you pay off your mortgage early or invest instead? Run a Monte Carlo simulation to compare strategies using realistic market return sequences, while accounting for taxes and inflation. Explore outcomes for paying off your mortgage, investing in the market, or using a blended approach. Make more informed financial decisions with data-driven insights — not guesswork.
MoreSubscription plans
Finstery Pro Access
Run Simulations and Explore Safe Withdrawal Rates!
Developer apps
FAQ
What are the free features of Finstery?
Finstery offers free portfolio creation and historical backtesting summaries and statistics. These tools allow users to begin understanding their portfolio's past performance without a subscription.
What premium features does Finstery offer?
The premium subscription unlocks advanced features like Monte Carlo simulations and Safe Withdrawal Rate analysis. These tools provide deeper insights into risk, uncertainty, and long-term retirement sustainability.
How much does Finstery Pro Access cost?
Finstery Pro Access is available for $9.99 per month. Subscription pricing and terms are clearly displayed within the app before any purchase is made.
Is Finstery available on Android devices?
Currently, Finstery is supported on iPhone and iPad. Information regarding Android compatibility is not available in the provided data.
How often is Finstery updated?
The latest version of Finstery is 1.2, which was last updated on May 17, 2026. This indicates a recent update, suggesting active development.
What is the age rating for Finstery?
Finstery has an age rating of 4+. This suggests it is suitable for a wide range of users, though its financial content is most relevant to adults.
Does Finstery have ads?
No, Finstery does not contain advertisements. The app is ad-free, with optional premium features available through a subscription.
What is the user sentiment for Finstery?
Finstery has a perfect rating of 5.0 stars from 1 rating. This indicates a highly positive initial user reception based on the available data.




