Finutti

Finutti shows you where your wealth really stands. Accounts, securities, home, pension fund, pillar 3a, crypto, collections and debts: all in one view, in Swiss francs, with history over the years. And with an AI assistant that takes the work off your hands. NO BANKING, NO ADVICE, NO ADS Finutti does not connect to your bank and sells no products. You record your positions yourself, once a month in a few clicks. The names and notes of your positions are additionally encrypted (AES-256, a separate key per household), your password never leaves your device in plain text, and nothing is sold or used for advertising. THE FINUTTI ASSISTANT: AI THAT THINKS ALONG • Update values in conversation: "My savings account is at 12,400 now" is enough • Record your budget by telling it what comes in and goes out • Ask about your wealth in plain language, answered with your own numbers • Financial knowledge explained on request, in plain words • Reports as PDF, for example for your tax return or your trustee • Before anything is saved it shows you what it intends to do and waits for your yes • The assistant runs on Mistral AI (France, EU) and only after you have explicitly agreed; you can withdraw at any time • No investment advice: the assistant creates clarity, it sells you nothing YOUR WEALTH COCKPIT • Net worth with monthly change and main driver • Allocation by asset class: liquidity, investments, real estate, pension, valuables, crypto, liabilities • Wealth development over time, broken down by class • Every position with history, photos and notes MONTHLY UPDATE • Update all positions in one pass • Automatic roll-forward for mortgages, savings plans and indexed values • Crypto holdings in units, prices update automatically • Break down portfolios by currency and asset class, also from your bank statement BUDGET AND CASH FLOW • Income, fixed costs and savings rate at a glance • Personal inflation index: your own inflation instead of the official one • Fragility ring: how long does your liquidity carry you? • Savings planner for concrete goals FOR COUPLES AND FAMILIES • Households with several members • Ownership shares and marital property regime per position • View per person or for the whole household SECURITY • Sensitive fields additionally encrypted (AES-256, key per household) • Face ID or Touch ID for login • Two-factor authentication • Delete your account and all data in the app at any time ACADEMY Financial knowledge for every stage of life, plus calculators for compound interest, salary, mortgage, savings goal, inflation and taxes. Finutti is developed and operated in Switzerland. The database is located in the EU (Frankfurt); AI processing takes place in France. Finutti is not a bank and does not give investment advice. Privacy: https://www.finutti.ch/legal/datenschutz