Finzia by Seltec

Know what to pay first and stop worrying about due dates. Finzia brings your credit cards, loans, bills, and money owed to you into one place, reminds you before every due date, and helps you plan each paycheck so nothing slips through the cracks. No bank connection, and no data collected. YOUR DEBT, CLEARLY Credit cards, installment plans, personal loans, auto loans, and mortgages. See your balance, your progress, and what's left. For interest-bearing loans, every payment is split into interest and principal, so you see your real balance and when you'll be debt-free. KNOW WHAT'S DUE AND WHEN A dashboard that shows what's due this month, what's past due, and your next due date. Get reminders before every payment so you don't have to rely on memory. PLAN EVERY PAYCHECK The payment plan suggests how to split your available money across upcoming, past-due, or priority payments, based on dates, amounts, and the type of debt. Use the snowball or avalanche method to pay off debt faster. BILLS AND SUBSCRIPTIONS Electricity, water, internet, phone, insurance, tuition, and subscriptions, with fixed or variable amounts. Give similar bills a distinct name to tell them apart. MONEY OWED TO YOU Track money you lent and payments you're expecting, including partial payments and their history. DAILY EXPENSES AND PROJECTS Log everyday spending and organize projects like renovations, big purchases, trips, or resales, with budgets, expenses, photos, and profit tracking. INSIGHTS AND REPORTS Trend and category charts, plus PDF reports to review or share your information. PRIVATE AND SYNCED Your data is stored in your personal iCloud and syncs across your iPhone, iPad, and Mac. Finzia doesn't connect to your bank or collect your information. Available in English and Spanish, with currencies and catalogs for the United States, Canada, and Mexico. FINZIA PREMIUM Use Finzia for free with up to 15 active records. Finzia Premium unlocks unlimited records, trends, the payment plan, and PDF reports. Includes a 14-day free trial for eligible users. The subscription renews automatically every month unless canceled at least 24 hours before the end of the current period, and is charged to your Apple Account. You can manage or cancel it in your Apple Account settings. Terms of Use (EULA): https://gist.github.com/micketmz/8471bd9e062b27ee22eccf28ce2cb209 Privacy Policy: https://gist.github.com/micketmz/ce1f9e764c6034f45fffa513c07191fe Finzia is a personal finance organization tool and does not replace professional financial advice.