FirePlanner

FirePlanner is designed to guide you toward financial clarity, net worth growth, and early retirement. Whether you are aiming for LeanFIRE, FatFIRE, or simply want to track your wealth progress or even a financial goal like a car or a house , FirePlanner makes financial planning elegant, secure, and stress-free. Most finance apps fail because they require you to log every cup of coffee or minor transaction. FirePlanner is different. Built on the principle of **once-a-month updates**, all you need to do is log your monthly income and update your total asset balances. ## KEY FEATURES #### Clear Net Worth Tracking * Visualize your complete financial picture in one place. * Track both assets (Cash, Stocks, Property) and liabilities (Mortgages, Student Loans, Auto Loans). * Classify assets into Liquid (cash, investments) and Fixed (real estate, vehicles) to understand your true liquidity. #### Financial Independence (FIRE) Tracker * Determine your customized "FIRE Number" based on the Safe Withdrawal Rate (SWR) rule of 4%. * Select from predefined multiplier presets: Standard (25x expenses), Conservative (30x expenses), Aggressive (20x expenses), or set a fully custom target. * Monitor your exact coverage percentage and view your projected path to early retirement. #### Asset Allocation & Milestones * Create meaningful financial goals (e.g., Emergency Fund, New Car, Dream Vacation). * Allocate a percentage of your assets directly to specific goals. * Set asset-allocation caps to ensure you remain perfectly diversified. #### Automation & Smart Projections * Set custom appreciation rates for growth assets (like stocks or real estate) and depreciation rates for depreciating assets (like cars). * Receive smart 5-year net worth projections based on your historical growth and saving rates. #### Maximum Privacy & Offline First * Your data belongs to you. FirePlanner is completely **offline-first** and stores data securely on your device. * Secure your app with device biometrics (**FaceID/TouchID**) * Perform encrypted local backups or seamlessly sync and restore your data using **Google Drive**. #### Truly Global * Supports over **150+ currencies** with custom conversion factors for existing entries. * Localized in **10 major languages**, including English, Spanish, French, German, Portuguese, Arabic, Urdu, Hindi, Chinese, and Japanese.