Fleece: Card Advisor

Fleece recommends the best credit card in your wallet for every purchase — automatically, as you move between stores. How it works Tap any business on the map to see instant card recommendations from your wallet. Fleece knows the reward rates for dining, groceries, gas, travel, transit, entertainment, and more — and ranks your cards by what you'll actually earn. Set up your wallet once. Every tap on the map gives you a ranked list, best card first. Ask Fleece — on-device AI Chat with a card advisor powered by Apple Intelligence. Ask "Which card should I use at Whole Foods?" or "What earns the most on flights?" — processed privately on your device, nothing sent to any server. Supported cards include: • Chase Sapphire Preferred & Reserve • American Express Gold & Platinum • Citi Double Cash & Custom Cash • Capital One Venture & Savor • Bilt Mastercard Privacy by design • No account required • No data leaves your device • Location processed on-device via Apple MapKit • AI powered by on-device Apple Intelligence • No ads, no tracking, no telemetry Spending profile Enter your monthly spend in dining, groceries, travel, gas, and other categories. Fleece uses this to surface the card that earns the most for your actual habits. Requires iOS 17.0 or later. The Ask tab requires Apple Intelligence (iPhone 15 Pro or later with iOS 18.1+, or iPhone 16 with iOS 18.1+).