Florino: Budget & Bill Tracker

Florino answers one question every morning: how much can I spend today and still make it to payday? It looks at your balance, takes out every bill, installment and debt due before your next payday, and splits what is left into a daily amount. Spend less today and tomorrow gets more. Spend more and you see it straight away. SAFE TO SPEND, EVERY DAY • One clear number for today, worked out until your next payday • See your balance, what is coming up and what remains, at a glance • Count to payday, the end of the week, the month or a date you pick • No payday? Florino counts to the end of the month instead EVERY BILL BEFORE IT IS DUE • Bills, debts and installments in one timeline, sorted by date • Overdue items stay on top until you mark them paid • A calendar that shows your balance at the end of each day • Reminders the day before a bill is due INSTALLMENTS AND LOANS • Track a phone on credit, a car loan or a bank loan payment by payment • See the month you will be debt-free and how much is left to pay • Pay a payment early or change future amounts DEBTS WITH FRIENDS AND FAMILY • Who owes you and whom you owe, with a pay-back date • Record partial repayments; Florino keeps the running total SALARY AND INCOME • Set your payday once and Florino plans around it • On payday it asks whether the money arrived, so your balance stays honest SEE WHERE YOUR MONEY WENT • Spending by category for every month, with a clear breakdown • Search and filter your history by type, date, account and category • Category groups, your own colours and 100 icons to choose from YOUR ACCOUNTS • Cash, card and savings accounts, with transfers between them • Keep savings out of your daily amount, or count them in • One currency for everything, from 38 currencies BUILT TO RESPECT YOU • Start without an account: everything stays on your phone • Sign in with Google or Apple to back up and use several phones • Works offline and syncs when you are back online • No bank connection needed, no ads • Dark mode, 13 languages, export to CSV FREE AND PREMIUM Free includes 2 accounts, 1 installment or loan, 3 repeating bills or incomes and reminders. Premium unlocks everything without limits, including reminders at the time you choose. Premium is an auto-renewing subscription (monthly or yearly) or a one-time lifetime purchase. Payment is charged to your Apple ID. The subscription renews automatically unless cancelled at least 24 hours before the end of the period; manage or cancel it in your Apple ID settings. Terms of Use (EULA): https://sites.google.com/view/spendly-app-terms Privacy Policy: https://sites.google.com/view/spendly-app-privacy