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Flow: Auto budget & save

Flow: Auto budget & save

All your money in one place

4 ratings
2 reviews
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📊 Productivity
💰 Finance

Archived App (Last seen on 24 Jan 2026)

This is an archived listing of the app previously available on the App Store.

Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.

Details

  • Released
  • Updated
  • September 9, 2020
  • August 28, 2023

Features

Developer

Flow Money Automation
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About

Automate your finances by distributing money across expense, savings, and budget accounts. This app goes beyond tracking by using smart transfers to influence spending habits and build healthy money habits for a financially free future.

✓Automated money distribution
✓Smart transfers for insights
✓Triggers & Actions for automation
✓Proven money methods (Profit First, FI/RE)
✓Connect bank accounts
✓ISO27001 certified security
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What's New in Flow

2.9.41

August 28, 2023

Turbo-charged our engine for smoother sailing! Enjoy a snappier experience in this update.he app is a lot smoother now

User reviews

Most RecentHighest RatedLowest Rated

Fantastic idea, doesn’t seem to actually work

This is a fantastic idea, in fact, it’s something I asked my bank about years ago when they asked me for ideas on how to improve their apps during a phone survey. So I was thrilled to discover it existed in the App Store.

Sadly, it doesn’t seem to actually work, I can’t get it to connect to a bank account. I even opened an account with one of their supposedly supported banks. I can only assume that either they don’t support UK accounts, or it just doesn’t work. Sadly their support channels haven’t even acknowledged my messages to them.
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Fms20.2Fms20.2

please add banks!

this sounds like the perfect app! i use the PF system in my business so this would be so incredibly beneficial. there are only a couple banks that are able to be linked and i am not going to open new accounts just to use an app. i’ll be patiently waiting! 🙏
zachariwhitezachariwhite

FAQ

How does Flow automate my finances?

Flow uses a system of Triggers and Actions to automate money distribution. For example, a 'salary' transaction can trigger 40% to be sent to your fixed costs account. This automation helps manage your money without constant manual intervention.

What banks does Flow work with?

Flow works excellently with bunq and Knab. It also integrates with major banks like ING, Rabobank, and ABN AMRO, though it's recommended to use them in conjunction with bunq or Knab for the best experience.

Is Flow secure?

Yes, Flow is supervised by the Dutch Central Bank (DNB) and the Netherlands Authority for Financial Markets (AFM) as a licensed financial app. It is also an ISO27001-certified company, indicating a high standard of information security.

Does Flow have ads?

Yes, Flow contains advertisements. As a free application, advertisements are used to support its operation.

What are the 'money methods' in Flow?

Flow offers pre-built, proven money methods like 'Profit First' for business management, 'Salary Splitter' for household management, and 'FI/RE' for early retirement. You can also create your own custom methods.

How often is Flow updated?

The latest version of Flow is 2.9.41, and it was last updated on August 28, 2023. This indicates a relatively frequent update cycle to improve functionality and security.

What devices can I use Flow on?

Flow is available for iPhone and iPod devices. It is designed for iOS users looking to manage their finances on the go.

What is the age rating for Flow?

Flow has an age rating of 4+, making it suitable for a wide range of users. This indicates that the content is generally appropriate for all ages.