FLOW: Personal Finance

FLOW: Personal Finance

Daily Budget & Expense Tracker

6 ratings
5 reviews
Free
In-App Purchases

Details

Released
May 3, 2026
Updated
October 3, 2026

Features

FLOW: Personal Finance screenshot #1 for iPhone
FLOW: Personal Finance screenshot #2 for iPhone
FLOW: Personal Finance screenshot #3 for iPhone
FLOW: Personal Finance screenshot #4 for iPhone
FLOW: Personal Finance screenshot #5 for iPhone
FLOW: Personal Finance screenshot #6 for iPhone
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About

Manage your money effortlessly with this intuitive budget tracker. Monitor income, expenses, and savings goals with automatic calculations and clear visualizations. Offers advanced features like analytics and export options for detailed financial review.

✓Daily and monthly budget tracking
✓Automated salary and paycheck calculation
✓Recurring payment management
✓Savings goal setting
✓Category-based spending analysis
✓Spreadsheet and analytics views
✓Data export to CSV and PDF
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What's New in FLOW

1.4.1

October 3, 2026

Bug fixes and improvements: • Renaming a recurring payment no longer creates a duplicate. Past months keep the original name, and stopping, pausing or deleting the payment now applies to all of its months. • The spending chart on the Data tab now displays correctly in months where you spend more than your income. • Months where you spent more than you earned now show "Overspent" instead of "Saved".

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Subscriptions & In-App Purchases

$4.99

FLOW Pro

Data Analytics, CSV & PDF export. One-time purchase.

User reviews

What I’m looking for

FLOW makes budgeting super simple and stress-free. The app is clean, easy to use, and helps me actually understand where my money is going without overcomplicating things. I’ve been saving more just by staying consistent with it.

Definitely a 5-star app—highly recommend.

Extremely simple and detailed

This is the first app I can actually use to track my personal spendings. Most other apps are overly simplified and don't allow much customization. FLOW is the perfect balance of details, customization, and a simple user interface

Flow overall app

App is built great and it’s very user friendly to use! 5 stars! ⭐️⭐️⭐️⭐️⭐️

User friendly, yet intuitive

I use to do all my budgeting on excel sheets, happy that I switched over to this app. It is easy on the eyes, has everything I need on it and gives me a solid breakdown of my spending. Really enjoying the export to PDF feature too!

Super simple!

Clean user interface, intuitive, and not overwhelming! This is rare to find compared to other finance apps out there. Setting up my account took seconds and I immediately got an understanding of where my money was going. This app truly tracks and improves spending habits. Completely changed the way I see my income and the way I save!
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FAQ

What is FLOW?

FLOW is a personal budget tracker designed to help you monitor your income, expenses, and savings goals. It automatically calculates your daily and monthly budget, providing clear visualizations of your financial progress.

Is FLOW free to use?

FLOW offers a free version with core budgeting features. Additional advanced features, such as the analytics dashboard and data export options, are available through FLOW Pro, which is a paid upgrade.

How does FLOW handle recurring payments?

FLOW allows you to track all your recurring payments, including subscriptions and bills. This helps you stay on top of fixed expenses and understand their impact on your overall budget.

Does FLOW have ads?

No, FLOW is ad-free. The app prioritizes user privacy and security, ensuring no advertisements or third-party data sharing.

What security measures does FLOW use?

FLOW uses 'Sign in with Apple' to keep your data secure. Your financial information is kept private and is not tracked or shared with third parties.

Can I export my financial data from FLOW?

Yes, with FLOW Pro, you can export your financial data to CSV for spreadsheet analysis or to PDF for bank statement-style reports. This allows for detailed review and record-keeping.

What devices is FLOW available on?

Currently, FLOW is available on iPhone. The app is designed for iOS devices.

How often is FLOW updated?

FLOW was last updated on May 8, 2026, with version 1.3. This indicates a recent update and ongoing development for the application.