G ARDANO

G ARDANO SEAMLESS DIGITAL PAYMENT FACILITATES: MANAGE YOUR MONEY 1. Payment data for you to track your expenditure. 2. Seamless top-up via PayNow or Bank Transfer 3. Currencies supported are SGD and USD. 4. Send money to China or any UnionPay card users in 60 secs. TRAVEL AND SHOPPING 1. No longer do you have to exchange your local currency to Chinese Yuan whenever you travel in China. Just top-up via PayNow or bank transfer and pay like the local whenever you are in China. It is just as seamless. 2. Best exchange rate of Chinese Yuan. 3. World -wide acceptance in 41 million merchants on 179 countries. 4. Enjoy UnionPay International rebates at airports, duty free outlets and shopping malls. PAY GLOBALLY 1. Worldwide acceptance of virtual UnionPay cards 2. Now you can shop and pay seamlessly on and off-line globally and that include e-commerce sites in China SECURED & REGULATED 1. If you lose your phone, just login into your desktop and freeze your virtual card. If you find it again, just unfreeze your card The safety of your money is of our upmost priority All your transactions are processed and protected by UnionPay's International rules and standards. 2. Our Digital Payment Platform and the services it offers are regulated by Monetary Authority of Singapore, under the Payments Services Act. 3. With our Dynamic QR code, we have in-built security features into our app to help detect and prevent fraud payments to fake merchants. The ultimate user experience will combine ease and convenience as clients effortlessly choose from a global array of trusted business club professionals and world-wide member groups. All our business partners are distinguished entities, carefully chosen to include the most respected and experienced business professionals, and leading business groups. G ARDANO’s business partners are reputed for their long years of experience, enviable success rates, and highest professionalism in all aspect.