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Best apps like Gem - Money tracker

14+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated August 2026
Gem - Money tracker
📊 Productivity
💰 Finance

Whether you want more options like Gem or a completely different take on the same concept, our curated list of 14+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Gem

PocketGuard・Budget Planner App#1

PocketGuard・Budget Planner App by PocketGuard, Inc.

Expense & Subscription Manager
Editor's Choice
💰 Finance
4.6😐(7.7K ratings)
FreeAdsIn-App Purchases
#81in Finance
PocketGuard・Budget Planner App screenshot 1
PocketGuard・Budget Planner App screenshot 2
PocketGuard・Budget Planner App screenshot 3
PocketGuard・Budget Planner App screenshot 4
PocketGuard・Budget Planner App screenshot 5
PocketGuard・Budget Planner App screenshot 6

This app simplifies personal finance by automatically tracking expenses and bills. It helps you understand your disposable income, analyze spending habits, and manage subscriptions to save money. Set financial goals and create debt-payoff plans with smart algorithms.

What We Love

  • 🚀 Efficient app that helps track spending
  • 👍 Customizable budgeting categories
  • 🚀 Real-time transaction updates
  • 👍 Intuitive and user-friendly interface

Room to Improve

  • 🐛 Recurring issues with bank account syncing
  • 🔒 Security concerns with 2FA/MFA requirements
  • 🚫 Lack of support for certain banks/credit cards
Monefy: Money Tracker#2

Monefy: Money Tracker by Reflective Technologies ApS

Track Income & Expenses
Strong Contender
💰 Finance
4.7😊(6.6K ratings)
FreeAdsIn-App Purchases
Monefy: Money Tracker screenshot 1
Monefy: Money Tracker screenshot 2
Monefy: Money Tracker screenshot 3
Monefy: Money Tracker screenshot 4
Monefy: Money Tracker screenshot 5
Monefy: Money Tracker screenshot 6

Easily track your income and expenses with quick, one-click transaction entries. Synchronize your financial data across multiple devices and manage your spending with intuitive charts and customizable categories.

What We Love

  • 👍 Very easy to use
  • 👍 Helpful for tracking expenses
  • 👍 Customizable categories
  • 👍 Intuitive interface

Room to Improve

  • 🐛 Synchronization issues
  • 🐛 Pricing errors and lack of refunds
  • 🐛 Ads and paywalls for basic features
Budget Planner: Budget, Bills#3

Budget Planner: Budget, Bills by Pretty View LLC

Bill Organizer For Timely Bill
Worth Considering
💰 Finance
4.3😐(2.3K ratings)
FreeIn-App Purchases
Budget Planner: Budget, Bills screenshot 1
Budget Planner: Budget, Bills screenshot 2
Budget Planner: Budget, Bills screenshot 3
Budget Planner: Budget, Bills screenshot 4

Manage your finances with this practical app. Track spending, organize bills, and create budgets to improve your financial health. Reduce stress and gain more free time by taking control of your money.

What We Love

  • 👍 Easy to use
  • 🚀 Helpful for budgeting
  • 💡 Useful for tracking expenses
  • 🔒 Secure app

Room to Improve

  • 🐛 App crashes frequently
  • 💰 Subscription-based model
  • 🔒 Limited functionality without subscription

More apps like Gem

4
Track Spending : Wise Budget
Track Spending : Wise Budget
Track Spending : Wise Budget
Expense Tracker : Debt Tracker
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Manage your income and expenses with this app. Track spending, customize budget categories, and analyze your financial habits with real-time monitoring and visual reports. Secure your data with biometric authentication and cloud backups.

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Checkbook - Account Tracker
Checkbook - Account Tracker
Checkbook - Account Tracker
Spending, Income and Cashflow
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Manage your daily finances with this app, tracking credit card charges, cash expenditures, and more. It offers multiple accounts, recurring transactions, fund transfers, and detailed reports with graphs. Easily search and export your financial data.

Multiple account trackingRecurring transaction savingFund transfers between accounts
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6
Expenses: Spending Tracker
Expenses: Spending Tracker
Expenses: Spending Tracker
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Easily track your spending and income in any currency with this private finance app. Organize expenses with custom categories and gain insights into your spending habits through intuitive charts and trends. Collaborate with others on shared sheets and sync data across Apple devices.

Expense and income trackingMulti-currency support with auto exchange ratesCustomizable categories
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7
Pocket Expense 6
Pocket Expense 6
Pocket Expense 6
Personal Finance Assistant
Free

Manage your personal finances by tracking accounts, categorizing transactions, and monitoring bills. Set budgets to control spending and achieve savings goals. Gain insights into your financial habits with powerful statistics and reports.

Track multiple financial accountsBudget management and spending controlBill tracking with reminders
💰 Finance
(2K)
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8
What's Due: Bill Tracker
What's Due: Bill Tracker
What's Due: Bill Tracker
Your income & bill organizer.
Free

Organize your income and bills to avoid late payments. This app provides reminders, projections, and quick actions to manage your finances efficiently. Sync across devices and secure your data with biometrics.

Bill remindersIncome and bill trackingProjected occurrences
💰 Finance
(303)
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9
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
MoneyCoach: Budget Planner
Spending Manager, Bill Tracker
Free

This app helps you manage your spending, track bills, and build healthy financial habits. It offers personalized budgets, smart goals, and real-time net worth tracking to reduce financial stress and increase your knowledge.

Family SyncPersonalized BudgetsSmart Goals
💰 Finance
(2.6K)
free with in-app purchases
10
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Monitor - Bill Reminder
Bills Manager and Tracker
Free

This app helps you manage and track all your bills to avoid late payments. It offers visual tracking, customizable reminders, and detailed logging for various bill types. Easily monitor your financial schedule and stay organized.

Calendar view of billsCustomizable bill remindersAdd bills with detailed information
💰 Finance
(565)
free with in-app purchases
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