Best Gem alternatives: apps like Gem - Money tracker

10+ similar apps compared and reviewed

4.6 avg rating

10 free apps

Updated October 2026

Gem - Money tracker

Oz Pinhas

📊 Productivity

Whether you want more options like Gem or a completely different take on the same concept, our curated list of 10+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to Gem

#1

Go Budget by Go Apps LLC

Money Manager

Editor's Choice

4.8(38 ratings)

FreeIn-App Purchases

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Plan your spending with envelope-style categories and track bills. Share budgets with family and sync across devices with an optional subscription. Designed for simple, manual budget tracking.

#2

Five Cents: Monthly Budget by Andrew Tanchuk

Income and Expense Tracker

Strong Contender

4.6(43 ratings)

FreeIn-App Purchases

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This app provides a straightforward way to monitor your income and expenses with a clean interface. It helps you understand your spending habits through simple yet powerful insights, allowing you to manage your personal finances effectively and plan your budgets.

#3

Nudget: Spending Tracker by Sawyer Blatz

Expense & Budget Tracker

Worth Considering

4.5😊(378 ratings)

FreeIn-App Purchases

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This app simplifies expense tracking and budgeting with a focus on speed and ease of use. It offers quick expense entry, insightful spending analysis, and recurring expense management. Enjoy a private and customizable budgeting experience with iCloud sync and home screen widgets.

What We Love

🚀 Fast and easy to use
👍 Simple and intuitive UI
💡 Customizable tags and categories
🔒 Respects user privacy
🎨 Beautiful design and widgets

Room to Improve

🐛 Bugs and glitches (e.g. crashes, sync issues)
🔍 Lacking advanced budgeting features (e.g. category budgets, pie charts)
⏱️ Difficulty editing past transactions and budgets
💰 Subscription model for some features

More apps like Gem

Money Planner: RainyDay

Money Planner: RainyDay

Money Planner: RainyDay

Income and Expense Tracker

This app helps you manage your money and finances by tracking expenses and planning budgets. It automatically imports transactions from your bank and allows for custom categorization and detailed insights into your spending habits.

Automatic transaction importCustomizable expense categoriesReimbursement tracking

Compare with Gem

Spending & Expense Tracker

Spending & Expense Tracker

Spending & Expense Tracker

Monthly Budget & Money Planner

Manage your money with this personal finance manager. Plan budgets, track income and expenses, and grow savings with smart tools. Achieve financial freedom with easy-to-use budgeting and expense tracking.

Monthly budgeting toolsIncome and expense trackingSavings growth features

Compare with Gem

Surplus: Expense Tracker

Surplus: Expense Tracker

Surplus: Expense Tracker

Track Your Monthly Spend

This app helps you manage your monthly finances by tracking income, expenses, and upcoming payments. It provides insights into your spending habits, categorizes transactions, and offers customizable reports. Sync your accounts automatically or manually for a clear overview of your leftover spend.

Monthly income and expense trackingCategorization of spendingCustomizable reports with CSV export

free with in-app purchases

Compare with Gem

Finance Tracker - Accountit

Finance Tracker - Accountit

Finance Tracker - Accountit

Monthly budget planner

Effortlessly track daily finances with this powerful transaction organizer. Categorize, tag, and manage recurring expenses with ease. Analyze your spending with a dedicated summary screen and secure, local data storage.

Unlimited transactionsCustom categories and tagsRecurring transaction management

Compare with Gem

Finma - AI Finance Tracker

Finma - AI Finance Tracker

Finma - AI Finance Tracker

Budget & Subscription Manager

This personal finance assistant automates expense tracking through SMS, email, bank connections, and AI-powered PDF/CSV imports. It offers privacy-focused on-device storage, budget alerts, rule-based categorization, and subscription management.

Automated expense tracking (SMS, email, bank, PDF, CSV)Privacy-first on-device data storageUnlimited transactions and budgets in free tier

Compare with Gem

Analyze and Manage Expenses

Take control of your budget and spending with this comprehensive finance management tool. Track transactions with detailed information, analyze spending patterns through insightful graphs, and customize your experience with various personalization options. Unlock premium features with an optional upgrade.

Detailed transaction loggingReal-time currency conversionAutomated recurring transactions

free with in-app purchases

Compare with Gem

Gist Money: Expense Tracker

Gist Money: Expense Tracker

Gist Money: Expense Tracker

Budget Planner, Bill Organizer

Master your budget, track expenses, and save more with this privacy-focused financial control app. It offers bill reminders, insightful analytics, and customizable tracking to help you understand spending habits and achieve financial goals.

Privacy-focused data securityEasy budget creation and managementInsightful spending analytics

free with in-app purchases

Compare with Gem