Gilt: Expense & Budget Tracker

Gilt is a personal finance tracker that respects two things most finance apps don't: your money and your privacy. TRY EVERYTHING FREE FOR 14 DAYS Every feature is unlocked for two weeks — no account to create, nothing to set up. After the trial, Gilt is $2.49/month or $19.99/year (about $1.67 a month). A family plan and a one-time lifetime purchase are also available. And a promise: your data is never held hostage — if you stop subscribing, everything remains readable and exportable, forever. YOUR DATA NEVER LEAVES YOUR ICLOUD Gilt has no servers. Everything is stored on your iPhone and synced through your personal iCloud, end to end. We couldn't read your data even if we wanted to — there is nothing on our side to read it with. No analytics, no tracking, no ads. Ever. BRING YOUR OWN AI Instead of selling you another built-in chatbot, Gilt works with the AI you already use. Importing history? Hand your bank statement to your AI with Gilt's prepared prompt and it converts the statement into a file Gilt verifies and imports — works with any bank in the world. Analyzing? Export a structured, privacy-filtered snapshot and ask Claude, ChatGPT, or any assistant. You review everything before anything is saved; merchant names and notes stay out of exports unless you say otherwise. EVERYTHING A REAL TRACKER NEEDS Unlimited accounts — checking, savings, cash, credit cards with utilization, loans with payoff schedules, deposits with interest. Budgets with per-category allocations and honest pace projections. Recurring payments and bills. Reports: spending by category, income vs expense, net worth over time. Multi-currency done properly, with transfers and exchange rates. FOR YOU AND YOUR FAMILY The family plan shares your household through iCloud between your own Apple accounts. Two people, one clear picture of the money — still with no server in the middle. AND THE DETAILS Home-screen widgets, Face ID app lock, CSV import and export, search, custom categories and tags, beautiful native design built entirely with Apple's latest frameworks. Gilt compares you with you — your own history, your own pace — never with strangers' averages. Your finances are personal. Your finance app should be too. Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://gilt.money/privacy