Best Gratify alternatives: apps like Gratify - Tip Calculator

10+ similar apps compared and reviewed

4.5 avg rating
10 free apps
Updated November 2026

Gratify is great, but it's not the only option. Explore 10+ similar apps for iPhone and iPad, each reviewed and rated by real users. Find free alternatives, premium upgrades, and hidden gems.

Top Alternatives to Gratify

Frec: Tax-aware investing#1

Frec: Tax-aware investing by Frec Markets, Inc

Direct indexing & long short
Editor's Choice
💰 Finance
4.8😊(39 ratings)
Free
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Invest in tax-efficient strategies with direct indexing for popular indices. Customize portfolios, access cash via a portfolio line of credit, and earn yield on idle cash. Trade commission-free with secure asset protection.

What We Love

  • 👍 Beginner friendly and easy to use
  • 👍 Incredible customer service
  • 💰 Maximizes investment returns
  • 👍 Easy to navigate app
  • 💰 Saves thousands in taxes
  • 👍 Seamless and responsive
  • 💰 Low fees and portfolio line of credit rate
  • 👍 Intuitive and allows self-management
  • 👍 Sleek and simple to manage portfolio
  • 👍 Effective for passive investing
4.3(49 ratings)
FreeIn-App Purchases
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Consolidate your financial life into a single platform. This app uses AI to analyze your investments, budget, and goals, providing personalized strategies for wealth optimization and tax efficiency.

More apps like Gratify

4
SubSeek: Subscription Manager
SubSeek: Subscription Manager
SubSeek: Subscription Manager
Cancel Subscriptions & Bills
Free

Effortlessly manage all your recurring payments in one place. Track subscriptions, monitor upcoming renewals, analyze spending, and get help with cancellations and refunds.

Track all subscriptionsMonitor renewals and free trialsGet renewal reminders
💰 Finance
(777)
free with in-app purchases
5
Bitkey - Bitcoin Wallet
Bitkey - Bitcoin Wallet
Bitkey - Bitcoin Wallet
Self-custody & recovery tools
Free

This app provides a secure and simple way to own and manage your bitcoin. It combines a mobile app, hardware device, and recovery tools for self-custody of your private keys. Manage transactions, set spending limits, and recover your funds without a seed phrase.

Self-custody of private keys2-of-3 multi-signature securitySeed phrase-less recovery tools
💰 Finance
(138)
paid
6
Bank With United
Bank With United
Bank With United
by United Bank (US)
Free

Manage your bank accounts, transfer funds, and pay bills conveniently from your mobile device. Track spending, create budgets, and find nearby branches or ATMs. Securely send and receive money with Zelle® and add your debit or credit cards to your mobile wallet for easy payments.

Account managementFund transfersBill payments
💰 Finance
(47K)
free
7
Pay with Rewards
Pay with Rewards
Pay with Rewards
by Mastercard International Incorporated
Free

This app lets you use your Mastercard rewards points like cash at millions of locations. Connect your card, set redemption preferences, and receive statement credits when you use your points for purchases.

Spend points like cashConnect Mastercard cardConfigure redemption settings
💰 Finance
(77)
free
8
Homebot
Homebot
Homebot
Your Homeownership Partner
Free

Empower your homeownership journey with this app. Track your home's value and equity, explore financial insights, and maximize your purchasing power. Discover new homes and take control of your finances with expert tips and guidance.

Track home value and equityAccess financial insightsCalculate purchasing power
💰 Finance
(125)
free with in-app purchases
9
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Copilot: Track & Budget Money
Spending, investing, net worth
Free

Manage your finances with an all-in-one app that tracks spending, plans budgets, and monitors investments. Features an AI assistant to surface financial opportunities and offers bank-level security with no ads or data selling.

AI financial assistantCross-device sync (Web, iPhone, Mac, iPad)Connect to thousands of financial institutions
💰 Finance
(31K)
free with in-app purchases
10
Origin: AI Budget and Track
Origin: AI Budget and Track
Origin: AI Budget and Track
Spending, Saving, & Net Worth
Free

This app provides comprehensive financial tracking, AI-powered budgeting, and personalized investment guidance. It helps users understand their spending, grow their wealth, and plan for major life events with secure account connections and expert advice.

AI Financial AdvisorSecure account connectionSpending and subscription tracking
💰 Finance
(4K)
free