Very easy to use.
Low friction
Response from developer
Hi anthonychloe! We are happy that you like our app! Your review made our day, and we are definitely striving to improve our products to serve you better. 💜🚀
Free
With Ads
Details
About
This digital bank offers a seamless banking experience with features like instant loans, daily interest on deposits, and investment options. Manage your personal and business finances with tools for saving, spending, and borrowing, all from your mobile device.
✓Instant capital for businesses
✓Daily interest on deposits
✓Money market fund investments
✓Multiple savings pockets
✓Zero foreign transaction fees
✓Customizable loan repayment schedules
✓Instant rewards on debit card
Show original description
What's New in GXS Bank
2.84.0
June 26, 2026
What’s New in Version 2.84.0 • Invest: S$300 cashback when you invest into any of the 5 funds on GXS Invest. T&Cs apply. • Better performance: Squashed some bugs and polished the app to keep things running smoothly.
MoreUser reviews
FAQ
What is GXS Bank?
GXS Bank is Singapore's digital bank, offering a range of personal and business banking services through its mobile app. It aims to provide a convenient, branchless banking experience with features like loans, investments, and savings accounts.
Is GXS Bank safe to use?
GXS Bank is a licensed digital bank in Singapore. Singapore dollar deposits are insured by the Singapore Deposit Insurance Corporation up to S$100,000. The app also allows you to freeze or unfreeze your card anytime and your card number is only visible to you.
What are the interest rates for savings with GXS Bank?
GXS Bank offers attractive interest rates on its savings accounts, with interest credited daily. Specific rates can be found within the app, and they may vary for different pockets like the Boost Pocket.
Can I invest with GXS Bank?
Yes, GXS Bank offers investment options, including the Fullerton SGD Cash Fund. There are no transaction fees or lock-in periods when buying or selling investments.
What are the loan options available with GXS Bank?
GXS Bank provides FlexiLoan for personal use and FlexiLoan Biz for businesses, offering instant capital and customizable repayment schedules. There are no hidden fees, and you can save on interest if you repay early.
Does GXS Bank have any fees?
GXS Bank generally offers accounts with no fees for opening or maintaining them. However, a one-time processing fee applies to Balance Transfers for the FlexiLoan. Specific terms and conditions apply to all services.
What devices does GXS Bank support?
GXS Bank is available on iPhone and iPod devices. The app is rated for ages 4 and up.
Does GXS Bank have ads?
Yes, GXS Bank contains advertisements. This is indicated by the 'ad-supported' monetization model.
