HeadroomCalc
Plan $ - control tax bracket.
About
Estimate your federal tax bracket headroom. Model income changes like bonuses or stock options and explore deductions to optimize your tax planning. Generates exportable reports and offers built-in guidance.
What's New in HeadroomCalc
1.0.3
November 3, 2025
Developer apps
FAQ
What is HeadroomCalc?
HeadroomCalc is a personal finance tool designed to help you estimate your federal tax bracket headroom. It allows you to model various income scenarios and explore deduction strategies to optimize your tax planning.
How does HeadroomCalc help with tax planning?
It provides a live headroom meter to show your remaining room before the next tax bracket. You can model additional income like bonuses or stock options, and explore the impact of IRA, HSA, and 401(k) adjustments on your Adjusted Gross Income (AGI).
Is HeadroomCalc secure and private?
Yes, HeadroomCalc is designed for privacy. It requires no sign-in or account, uses no analytics or tracking SDKs, and does not request device permissions. All calculations run locally, and your data stays on your device unless you choose to export a PDF.
What kind of reports can HeadroomCalc generate?
HeadroomCalc can generate one-page, exportable PDF reports that summarize your tax profile and the decisions you've modeled. These reports can be useful for your personal records or for sharing with a CPA.
Does HeadroomCalc provide tax or legal advice?
No, HeadroomCalc provides planning estimates based on your inputs and published federal tax brackets. It is intended for personal use only and does not offer tax or legal advice.
What platforms is HeadroomCalc available on?
HeadroomCalc is available on iPhone and iPad, leveraging SwiftUI and SwiftData for its interface and local data storage.
How often is HeadroomCalc updated?
The latest version is 1.0.3, updated on 2025-11-03. Updates typically include improvements to the user interface, new tax bracket defaults, enhanced examples, and bug fixes to ensure reliability.
What is the price of HeadroomCalc?
HeadroomCalc is a paid application, available for $1.99. This one-time purchase grants you access to all its features for tax planning and income optimization.