HellerIO — Budget Planner

How much do you really have left this month? HellerIO answers exactly that question: at a glance, before the month even begins. HellerIO is your personal budget planner: simple, visual, and forward-looking. Instead of laboriously logging past expenses like in a household budget book, you plan your income and expenses ahead, set savings goals, and keep your whole year in view. Plan ahead. No tracking. Just your plan. YOUR FINANCES, YOUR PLAN • Monthly and yearly planning at a glance • The one number that matters: What's left over? • Fixed costs, budget expenses, and income clearly separated • Plan changes ahead: salary raise, new subscription, cancellation • Add entries by photo or voice instead of typing (Free: 5 captures, Premium: 60/month fair use) SET & REACH SAVINGS GOALS • Savings goals with motivating, visual progress (Free: up to 3) • Monthly savings amounts integrated directly into your year plan GET OUT OF OVERDRAFT • Track overdraft repayments separately • Keep your payoff in view: see progress, stay motivated • Debt Cockpit: track installment loans and overdraft/credit card debt (Free: 1 debt) THOUGHTFUL & PRIVATE • Works offline: no account required for core features • By default, all data stays on your device • Optional encrypted backup and CSV export • Dark Mode & Light Mode, English + German • Choose your currency: Euro, US Dollar, Pound, Swiss Franc, Yen HELLERIO PREMIUM • Cloud Sync: keep your plan in sync across all devices • Plan up to 5 years ahead and the previous year • Custom categories with matching icons • Unlimited savings goals (Free: up to 3) • Due date reminders with custom lead time • Home screen widget • Debt Cockpit: unlimited debts & payoff strategy (avalanche/snowball) Perfect for anyone who wants to actively plan their finances, without complexity, without data tracking. HellerIO is not a budget tracking app: no logging past expenses, but planning ahead like in Excel, only pleasant. Start for free and finally stay on top. Learn more: hellerio.de SUBSCRIPTION NOTICE HellerIO Premium is available as a monthly or yearly subscription, or as a one-time lifetime purchase. Subscriptions renew automatically unless you cancel at least 24 hours before the end of the current period. Payment is charged to your App Store account; you can manage and cancel your subscription anytime in your account settings. Terms of Use: https://hellerio.de/en/terms Privacy Policy: https://hellerio.de/en/privacy