Hero Digital Lending & UPI App

Hero Digital Lending & UPI App

Personal Loan & Hero Pay - UPI

281 ratings
24 reviews

Details

  • Released
  • Updated
  • January 28, 2025
  • August 18, 2026

Features

Hero Digital Lending & UPI App screenshot #1 for iPhone
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Hero Digital Lending & UPI App screenshot #8 for iPhone
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About

Access instant personal loans up to ₹5 Lakh and perform secure UPI payments. This app offers fast processing, flexible repayment options, and seamless money transfers for various needs.

Instant personal loans up to ₹5 Lakh
Secure UPI payments
Scan & Pay QR codes
Send & receive money via UPI
Flexible loan tenures (12-36 months)
Paperless loan application
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What's New in Hero Digital Lending & UPI App

2.0.212

August 18, 2026

· UPI Now Live – You can now make seamless UPI payments directly from the app. Send, receive, and manage payments with ease, all in one place. · New Features & Enhancements – Explore newly added tools and improvements designed to make your experience faster and more convenient. · Feature Optimisations – Existing features have been fine-tuned to deliver better performance. · Bug Fixes & Stability Improvements – Minor issues have been resolved to ensure a more stable and secure experience.

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User reviews

Disappointed

I am extremely disappointed with the Hero FinCorp app and loan process. I have already completed all the required steps, including document submission, e-Mandate, and e-Sign, but the app still fails to provide any clear update on my loan application.

Whenever I check the status, it says loan approved but the support team told that the application cannot be found, even though all formalities have been completed from my side. There is no transparency about whether my loan has been approved, rejected, or is still under review.

The lack of communication and inability to track the application status creates unnecessary confusion, stress, and inconvenience. Customers should not have to keep following up just to know the status of their application.

I request Hero FinCorp to investigate this issue and provide an update on my loan application as soon as possible. A clear and timely response would help avoid unnecessary delays and improve customer trust in the service.
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Response from developer

Hi Chethan, We are prioritising your concern and our team will look into it at the earliest. In the meantime, please feel free to reach out to us on customer.care@herofincorp.com for any more concerns and we shall help you. We sincerely apologize for the inconvenience. Regards, Team Hero FinCorp

Unprofessional

I am writing to raise a formal complaint regarding the lack of an update on my personal loan application.

I have already completed all the required verification procedures, including digital e-sign and in-person verification. However, despite completing these steps, I have not received any clear update regarding the status of my application.

Additionally, when I try to check the application status through the WhatsApp bot, it states that my loan ID and registered mobile number do not match, which is preventing me from tracking my application.

I request you to urgently look into this issue and provide me with:

1. The current status of my loan application.
2. The reason for the delay, if any.
3. Confirmation of whether any further documents or verification are required.
4. A clear timeline for the next steps and final decision.

I have completed the requested formalities from my end, and I expect a proper update without further delay.

Please treat this as a formal complaint and provide me with a complaint/reference number for tracking purposes.
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Response from developer

Hi Vignesh, We are prioritising your concern and our team will look into it at the earliest. In the meantime, please feel free to reach out to us on customer.care@herofincorp.com for any more concerns and we shall help you. We sincerely apologize for the inconvenience. Regards, Team Hero FinCorp

Good Platform

Everything worked without problems

Response from developer

Hi Mainak, thank you for the fantastic feedback. We will continue improvising our services to provide you with the best experience. Regards, Team Hero FinCorp

Great Option

Easy process with clear instructions

Response from developer

Hi Dayita, we appreciate you taking the time to share your feedback with us, and we hope that you will continue to choose Hero FinCorp in the future. Regards, Team Hero FinCorp

Convenient Access

Apply and track loans from anywhere

Response from developer

Hi, Thank you for your feedback. We really appreciate your feedback as it helps us provide a better experience to our users. Team Hero FinCorp

Developer apps

FAQ

What is the maximum personal loan amount offered by Hero Digital Lending & UPI App?

The app offers personal loans ranging from ₹50,000 to ₹5,00,000. This allows users to access significant funds for various personal or business needs.

What are the interest rates for personal loans on Hero Digital Lending & UPI App?

Interest rates start from 18% per annum. The maximum APR can go up to 45%, and a transparent example shows a ₹1,00,000 loan at 18% interest over 12 months results in a total repayment of ₹1,12,966.

What is the eligibility criteria for a personal loan?

To be eligible for a personal loan, users must be Indian citizens aged between 21 and 58 years, with a minimum monthly income of ₹15,000. Both salaried and self-employed professionals can apply.

How does the UPI payment feature work on Hero Digital Lending & UPI App?

The UPI feature allows users to scan any QR code for instant payments at merchant outlets, and send or receive money directly to any UPI ID or Bank Account. Transactions are secured by NPCI-compliant infrastructure.

Does Hero Digital Lending & UPI App have ads?

No, the application does not contain advertisements. This ensures a seamless and uninterrupted user experience for managing finances and making payments.

What devices are supported by Hero Digital Lending & UPI App?

The app is supported on iPhone and iPod devices. Users on these platforms can access its lending and UPI payment functionalities.

How often is Hero Digital Lending & UPI App updated?

The app was last updated on July 2, 2026, with version 2.0.203. This indicates a commitment to regular updates and improvements for its users.

What is the user rating for Hero Digital Lending & UPI App?

The app has a rating of 3.6 stars based on 281 reviews. This provides an indication of user satisfaction with the application's features and performance.