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Hero Digital Lending & UPI App

Hero Digital Lending & UPI App

Personal Loan & Hero Pay - UPI

281 ratings
27 reviews
💰 Finance

Details

  • Released
  • Updated
  • January 28, 2025
  • September 14, 2026

Features

Developer

HeroFinCorp
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Hero Digital Lending & UPI App screenshot #1 for iPhone
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Hero Digital Lending & UPI App screenshot #8 for iPhone
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❓8 answered
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About

Access instant personal loans up to ₹5 Lakh and perform secure UPI payments. This app offers fast processing, flexible repayment options, and seamless money transfers for various needs.

✓Instant personal loans up to ₹5 Lakh
✓Secure UPI payments
✓Scan & Pay QR codes
✓Send & receive money via UPI
✓Flexible loan tenures (12-36 months)
✓Paperless loan application
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What's New in Hero Digital Lending & UPI App

2.0.227

September 14, 2026

Performance Improvements – Faster and smoother experience. Bug Fixes – Improved app stability and reliability. General Enhancements – Minor improvements for a better experience.

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User reviews

Most RecentHighest RatedLowest Rated

Worst App

I have taken loan from many banks & NBFC companies but never had bad experience with this company. They take all details & send so many msg about pre approved loan, they even check CIBIL & then finalise loan amount , conduct phone & video verification after e signing loan approval. They provide EMI repayment details & ask to wait for amount to get disbursed. After 2 days they just send a mail that loan is rejected. Is this a joke ? After full verification, emandate & after confirming about disbursal , they just send a simple mail about rejection. Your company will make someone die as they rely on this. Worst. Don’t even deserve 1 star.
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KMB213KMB213

Response from developer

Hi KMB213, We are prioritising your concern and our team will look into it at the earliest. In the meantime, please feel free to reach out to us on customer.care@herofincorp.com for any more concerns and we shall help you. We sincerely apologize for the inconvenience. Regards, Team Hero FinCorp

⭐️⭐️⭐️⭐️⭐️

I had a really good experience with the Hero FinCorp Loan A-One app. The application process was simple, quick, and hassle-free. The app is easy to use, and the loan process was smooth with clear information at every step. I really appreciate the fast service and professional support. Highly recommended for anyone looking for a convenient and reliable loan service!
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rajnitinrajnitin

Response from developer

Hi Rajnitin, we appreciate you taking the time to share your feedback with us, and we hope that you will continue to choose Hero FinCorp in the future. Regards, Team Hero FinCorp

Loan rejection

I have tried their loan app first they take ur all info nd give you the offer nd then they will make you sign their agreement nd show you the disbursement amount nd then take 3 days for verification after that they will reject ur loan without telling you reason for it
Saqib015Saqib015

Response from developer

Hi Saqib015, We regret your experience. Loan approval is subject to eligibility and internal assessment. Kindly share your registered mobile number and application details at customer.care@herofincorp.com so we can review and assist you. We sincerely apologize for the inconvenience. Regards, Team Hero FinCorp

Disappointed

I am extremely disappointed with the Hero FinCorp app and loan process. I have already completed all the required steps, including document submission, e-Mandate, and e-Sign, but the app still fails to provide any clear update on my loan application.

Whenever I check the status, it says loan approved but the support team told that the application cannot be found, even though all formalities have been completed from my side. There is no transparency about whether my loan has been approved, rejected, or is still under review.

The lack of communication and inability to track the application status creates unnecessary confusion, stress, and inconvenience. Customers should not have to keep following up just to know the status of their application.

I request Hero FinCorp to investigate this issue and provide an update on my loan application as soon as possible. A clear and timely response would help avoid unnecessary delays and improve customer trust in the service.
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Chethan_117Chethan_117

Response from developer

Hi Chethan, We are prioritising your concern and our team will look into it at the earliest. In the meantime, please feel free to reach out to us on customer.care@herofincorp.com for any more concerns and we shall help you. We sincerely apologize for the inconvenience. Regards, Team Hero FinCorp

Unprofessional

I am writing to raise a formal complaint regarding the lack of an update on my personal loan application.

I have already completed all the required verification procedures, including digital e-sign and in-person verification. However, despite completing these steps, I have not received any clear update regarding the status of my application.

Additionally, when I try to check the application status through the WhatsApp bot, it states that my loan ID and registered mobile number do not match, which is preventing me from tracking my application.

I request you to urgently look into this issue and provide me with:

1. The current status of my loan application.
2. The reason for the delay, if any.
3. Confirmation of whether any further documents or verification are required.
4. A clear timeline for the next steps and final decision.

I have completed the requested formalities from my end, and I expect a proper update without further delay.

Please treat this as a formal complaint and provide me with a complaint/reference number for tracking purposes.
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VigneshMohan7275VigneshMohan7275

Response from developer

Hi Vignesh, We are prioritising your concern and our team will look into it at the earliest. In the meantime, please feel free to reach out to us on customer.care@herofincorp.com for any more concerns and we shall help you. We sincerely apologize for the inconvenience. Regards, Team Hero FinCorp

See 22 more reviews

Developer apps

Hero FinCorp- Customer App
Hero FinCorp- Customer App

by HeroFinCorp

💰 Finance

(2.2K)

Free
Dusmile HeroFinCorp
Dusmile HeroFinCorp

by HERO FINCORP Limited

💼 Business
See developer apps

FAQ

What is the maximum personal loan amount offered by Hero Digital Lending & UPI App?

The app offers personal loans ranging from ₹50,000 to ₹5,00,000. This allows users to access significant funds for various personal or business needs.

What are the interest rates for personal loans on Hero Digital Lending & UPI App?

Interest rates start from 18% per annum. The maximum APR can go up to 45%, and a transparent example shows a ₹1,00,000 loan at 18% interest over 12 months results in a total repayment of ₹1,12,966.

What is the eligibility criteria for a personal loan?

To be eligible for a personal loan, users must be Indian citizens aged between 21 and 58 years, with a minimum monthly income of ₹15,000. Both salaried and self-employed professionals can apply.

How does the UPI payment feature work on Hero Digital Lending & UPI App?

The UPI feature allows users to scan any QR code for instant payments at merchant outlets, and send or receive money directly to any UPI ID or Bank Account. Transactions are secured by NPCI-compliant infrastructure.

Does Hero Digital Lending & UPI App have ads?

No, the application does not contain advertisements. This ensures a seamless and uninterrupted user experience for managing finances and making payments.

What devices are supported by Hero Digital Lending & UPI App?

The app is supported on iPhone and iPod devices. Users on these platforms can access its lending and UPI payment functionalities.

How often is Hero Digital Lending & UPI App updated?

The app was last updated on July 2, 2026, with version 2.0.203. This indicates a commitment to regular updates and improvements for its users.

What is the user rating for Hero Digital Lending & UPI App?

The app has a rating of 3.6 stars based on 281 reviews. This provides an indication of user satisfaction with the application's features and performance.