Hero Digital Lending & UPI App

Hero Digital Lending & UPI App

Personal Loan & Hero Pay - UPI

281 ratings
20 reviews

Details

  • Released
  • Updated
  • January 28, 2025
  • July 2, 2026

Features

Hero Digital Lending & UPI App screenshot #1 for iPhone
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Hero Digital Lending & UPI App screenshot #7 for iPhone
Hero Digital Lending & UPI App screenshot #8 for iPhone
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About

Access instant personal loans up to ₹5 Lakh and perform secure UPI payments. This app offers fast processing, flexible repayment options, and seamless money transfers for various needs.

Instant personal loans up to ₹5 Lakh
Secure UPI payments
Scan & Pay QR codes
Send & receive money via UPI
Flexible loan tenures (12-36 months)
Paperless loan application
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What's New in Hero Digital Lending & UPI App

2.0.203

July 2, 2026

- Feature Optimisations – Refined key features to deliver a smoother, faster, and more intuitive experience. - Bug Fixes & Stability Improvements – Fixed minor issues and improved app stability, security, and performance.

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User reviews

Convenient Access

Apply and track loans from anywhere

Response from developer

Hi, Thank you for your feedback. We really appreciate your feedback as it helps us provide a better experience to our users. Team Hero FinCorp

User Friendly

The interface is clean and easy to use

Response from developer

Hi, We sincerely appreciate you taking the time to review our app. We remain committed to delivering secure, efficient, and reliable financial solutions. Thank you for choosing Hero FinCorp as your financial partner. Regards, Team Hero FinCorp

Excellent Service

Everything worked exactly as expected

Response from developer

Hi, We sincerely appreciate you taking the time to review our app. We remain committed to delivering secure, efficient, and reliable financial solutions. Thank you for choosing Hero FinCorp as your financial partner. Regards, Team Hero FinCorp

Quick Funds

Received the amount in a very short time

Response from developer

Hi, thank you for the excellent ratings and the positive review you shared. As you have enjoyed our instant personal loan services, we request you to please refer our app to your friends and family. Thank you! Regards, Team Hero FinCorp

Its take too much time

On thes app i apply for loan and loan can also approved bt still my laon amount dos'not disbursement I can send so many mails they can't update may loan status till date they can't say my loan appilication is on process or reject if any take loan on this app please be careful bocz its takes too much time and you also face problem in autopay payment if autopay payment is activate you can't cancle your side coz its app can't asseces to cancle autopy your side overall very bad serive
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Response from developer

Hi, We are prioritising your concern and our team will look into it at the earliest. In the meantime, please feel free to reach out to us on customer.care@herofincorp.com for any more concerns and we shall help you. Regards, Team Hero FinCorp

Developer apps

FAQ

What is the maximum personal loan amount offered by Hero Digital Lending & UPI App?

The app offers personal loans ranging from ₹50,000 to ₹5,00,000. This allows users to access significant funds for various personal or business needs.

What are the interest rates for personal loans on Hero Digital Lending & UPI App?

Interest rates start from 18% per annum. The maximum APR can go up to 45%, and a transparent example shows a ₹1,00,000 loan at 18% interest over 12 months results in a total repayment of ₹1,12,966.

What is the eligibility criteria for a personal loan?

To be eligible for a personal loan, users must be Indian citizens aged between 21 and 58 years, with a minimum monthly income of ₹15,000. Both salaried and self-employed professionals can apply.

How does the UPI payment feature work on Hero Digital Lending & UPI App?

The UPI feature allows users to scan any QR code for instant payments at merchant outlets, and send or receive money directly to any UPI ID or Bank Account. Transactions are secured by NPCI-compliant infrastructure.

Does Hero Digital Lending & UPI App have ads?

No, the application does not contain advertisements. This ensures a seamless and uninterrupted user experience for managing finances and making payments.

What devices are supported by Hero Digital Lending & UPI App?

The app is supported on iPhone and iPod devices. Users on these platforms can access its lending and UPI payment functionalities.

How often is Hero Digital Lending & UPI App updated?

The app was last updated on July 2, 2026, with version 2.0.203. This indicates a commitment to regular updates and improvements for its users.

What is the user rating for Hero Digital Lending & UPI App?

The app has a rating of 3.6 stars based on 281 reviews. This provides an indication of user satisfaction with the application's features and performance.