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Hero Digital Lending & UPI App

Hero Digital Lending & UPI App

Personal Loan & Hero Pay - UPI

281 ratings
32 reviews
💰 Finance

Details

Released
January 28, 2025
Updated
October 15, 2026

Features

Developer

HeroFinCorp
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Hero Digital Lending & UPI App screenshot #1 for iPhone
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Hero Digital Lending & UPI App screenshot #8 for iPhone
⭐32
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❓8 answered
FAQ↘︎
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About

Access instant personal loans up to ₹5 Lakh and perform secure UPI payments. This app offers fast processing, flexible repayment options, and seamless money transfers for various needs.

✓Instant personal loans up to ₹5 Lakh
✓Secure UPI payments
✓Scan & Pay QR codes
✓Send & receive money via UPI
✓Flexible loan tenures (12-36 months)
✓Paperless loan application
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What's New in Hero Digital Lending & UPI App

2.0.268

October 15, 2026

1. Enhanced Payment Experience Improved the overall payment experience with a focus on seamless, convenient, and user-friendly transactions. 2. Enhanced Security Features Strengthened security features to protect users against emerging security threats and enhance the safety of digital payments.

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User reviews

Most RecentHighest RatedLowest Rated

Third class or even worst then a rating can give

Worst customer support connecting experience in my current experiences i have ever seen. Worst email support experience third class ivr system. May be they are living in before 90s or the era when there are no existence of the technical things or even mobile or anything because there team i don't know from which garbage they have picked up there softwares or management But most irritating experiences of my life by being with you guys...
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AAshish0000@)₹!

Response from developer

Dear Ashish, We understand that you faced some issue and we are concerned about it. We need more details to address this issue so we request you to please share your experience on customer.care@herofincorp.com and we will be glad to assist you. Regards, Team Hero FinCorp

fantastic

The overall layout is user friendly
MHMitul Harishandra

Response from developer

Hi Mitul, Thank you for your feedback. We really appreciate your feedback as it helps us provide a better experience to our users. Team Hero FinCorp

best

The overall experience depends on the services available to each user, but the app itself is easy to explore
Aadalarasu_gurijalau

Response from developer

Hi, thank you for the valuable rating and positive review you shared. We will continue improvising our services to provide you with the best experience. Regards, Team Hero FinCorp

good

The payment options are easy to find from the main screen
Ppurnanada_battacharjeef

Response from developer

Dear Purnada, Thank you so much for sharing your experience. We design the Hero Digital Lending & UPI to make your daily transactions seamless and secure. Regards, Team Hero FinCorp

great

The interface looks simple and the main features are easy to locate
PPuskara_Diwanv

Response from developer

Hi Puskara, Thank you for your feedback. We really appreciate your feedback as it helps us provide a better experience to our users. Team Hero FinCorp

See 27 more reviews

Developer apps

Hero FinCorp- Customer App
Hero FinCorp- Customer App

by HeroFinCorp

💰 Finance

(2.2K)

Free
Dusmile HeroFinCorp
Dusmile HeroFinCorp

by HERO FINCORP Limited

💼 Business
See developer apps

FAQ

What is the maximum personal loan amount offered by Hero Digital Lending & UPI App?

The app offers personal loans ranging from ₹50,000 to ₹5,00,000. This allows users to access significant funds for various personal or business needs.

What are the interest rates for personal loans on Hero Digital Lending & UPI App?

Interest rates start from 18% per annum. The maximum APR can go up to 45%, and a transparent example shows a ₹1,00,000 loan at 18% interest over 12 months results in a total repayment of ₹1,12,966.

What is the eligibility criteria for a personal loan?

To be eligible for a personal loan, users must be Indian citizens aged between 21 and 58 years, with a minimum monthly income of ₹15,000. Both salaried and self-employed professionals can apply.

How does the UPI payment feature work on Hero Digital Lending & UPI App?

The UPI feature allows users to scan any QR code for instant payments at merchant outlets, and send or receive money directly to any UPI ID or Bank Account. Transactions are secured by NPCI-compliant infrastructure.

Does Hero Digital Lending & UPI App have ads?

No, the application does not contain advertisements. This ensures a seamless and uninterrupted user experience for managing finances and making payments.

What devices are supported by Hero Digital Lending & UPI App?

The app is supported on iPhone and iPod devices. Users on these platforms can access its lending and UPI payment functionalities.

How often is Hero Digital Lending & UPI App updated?

The app was last updated on July 2, 2026, with version 2.0.203. This indicates a commitment to regular updates and improvements for its users.

What is the user rating for Hero Digital Lending & UPI App?

The app has a rating of 3.6 stars based on 281 reviews. This provides an indication of user satisfaction with the application's features and performance.