Home Budget - AI

Home Budget with AI – Smart Expense, Bill & Investment Tracker Take complete control of your personal and family finances with the smartest, most effortless budget planner. Home Budget with AI helps individuals, couples, and families manage daily spending, recurring bills, and investments without the hassle of tedious manual entry. Simply speak or type what you spent, and AI understands your words and records the transaction automatically! WHAT’S NEW IN THIS VERSION • Quick Transactions & Recurring Bills: Track recurring payments like Rent, Credit Card bills, Insurance Premiums, and EMIs. Flexible schedules: Monthly, Quarterly (3 months), Semi-Annual (6 months), or Yearly. • Dashboard "Due This Month": Live dashboard alerts showing all bills due this month with due dates, payment badges, and 1-tap payment logging. • Investment Portfolio Tracker: Monitor Stocks, Mutual Funds, Fixed Deposits, Gold, and Real Estate investments with real-time profit & loss calculations. • Collapsible Expense Views: Compact, clutter-free expense management for quick navigation. • Enhanced Privacy & AI Consent Control: Complete user control over AI data permissions and 1-click permanent account deletion. AI VOICE EXPENSE TRACKING Instead of spending time picking categories and accounts manually, simply say: "Paid ₹1,200 for groceries using my HDFC Credit Card." Home Budget automatically extracts: • Expense Amount • Budget Category • Payment Account / Wallet • Date & Description Got incomplete details? AI will gently ask follow-up questions to fill in the missing fields for you! PERSONAL & SHARED FAMILY SPACES • Personal Space: Keep your individual expenses private and organized. • Family Space: Invite spouse, parents, or roommates to a shared space using a simple invite code. Track household spending together in real time and stay on the same page. SMART RECURRING BILLS & REMINDERS Never miss a due date again! • Setup 1-click Quick Transactions for monthly bills or semi-annual insurance premiums. • Dashboard automatically highlights upcoming bills for the current month. • Mark bills as paid with 1 tap. INVESTMENTS & NET WORTH TRACKING Track all your assets alongside your daily budget: • Stocks & Equity • Mutual Funds & SIPs • Gold & Commodities • Fixed Deposits (FD) & Savings • Real Estate & Properties RICH FINANCIAL DASHBOARD & ANALYTICS • Total Monthly Spend & Average Daily Expense • Income vs. Expense & Net Savings • Top Spending Categories & Breakdown Charts • Account-wise Balance Summary (Bank Accounts, Cards, Cash, Digital Wallets) PRIVACY & GUEST MODE • Guest Mode: Try the app instantly without signing up. Move to cloud sync whenever you're ready. • Privacy-First AI: Transparent AI data disclosure with 1-tap consent management in Settings. • Data Control: Delete your account and all stored data permanently at any time. WHY CHOOSE HOME BUDGET WITH AI? AI-Powered Voice Expense Entry Shared Family & Private Personal Budgets Recurring Bills & Semi-Annual Insurance Reminders Investment & Portfolio Tracker Instant Guest Mode with Cloud Sync Clean, Dark/Light Mode Interface Start building better financial habits today—one expense at a time!