Home Budget: Money Planner

See today what you'll have left at the end of the month. No bank login, no ads; your data never leaves your iCloud. Home Budget helps you stay in control of your money, one month at a time. No bank connection required. Home Budget is a budget planning app, not an account aggregator: you enter your real balance, check off your expenses and income, and the app works out what you'll have left at the end of the month, once savings, credit card and payments are accounted for. You decide, the app does the math. No banking password to hand over to a third party. Your data stays encrypted in your own iCloud and syncs automatically across your devices. WHAT YOU CAN DO • A clear dashboard: current balance, end-of-month forecast, fixed expenses, savings, credit card and income; all at a glance. • Home Screen widgets: your balance, what's left at month end and your next 5 payments, always up to date. A second widget tracks your savings goals. • My goals: create several savings goals with a target amount and date. The app calculates the monthly contribution and warns you if a goal would push your end-of-month balance into the red. • Coach: a private budgeting coach that analyzes your spending (needs vs wants, savings rate, month-over-month trend) and gives specific, actionable tips over 1 or 3 months. Runs entirely on your device; on Apple Intelligence–capable devices it's powered by Apple Intelligence, and your figures never leave your iPhone. • Recurring expenses and income: enter them once, then replicate them across upcoming months. Pick well-known providers (Bell, Rogers, Netflix, Spotify and many more) to add them in one tap. • Travel through time: move between previous, current, next and archived months to track how your budget evolves. • Salary setup: weekly, every two weeks (24 or 26 pay periods) or monthly pay. • Monthly savings goal: set an amount saved automatically every month. • CSV statement import: bring in your Mastercard/Visa or checking-account statements to analyze them. On compatible devices, Apple Intelligence automatically sorts your transactions by category. • Category breakdown: housing, groceries, transport, dining, and much more. • Face ID / Touch ID protection: lock the app on launch, or as soon as it goes to the background. • Household budget: share a common budget with the people you live with through iCloud, while your personal budget stays private. You choose what to share and whether members can edit everything or only check items off. • Month recap: at the start of each month, share an image of last month's results, with percentages only, never your real amounts. • iPhone Duo and iPad: screens adapt to wide displays with two columns. • Mac: a version designed for the Mac, with a sidebar, menus, keyboard shortcuts and desktop widgets. One subscription works on iPhone, iPad and Mac. • Available in English, French, Italian, Spanish, German and Portuguese (Portugal and Brazil), with amounts in your local currency and format. PRIVACY No ads. No tracking. No selling your data. No bank connection. The Coach runs on-device. Everything stays between your device and your personal iCloud. SUBSCRIPTION Try it free for 7 days. After that, a monthly or yearly subscription unlocks full access. Cancel anytime from your App Store settings. Standard Apple EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/