HomeRate

This is a currency exchange rate calculation tool for individuals and families. Using RMB as a common benchmark, it helps you estimate foreign currency amounts, travel expenses, and cost differences. Reference Exchange Rate Overview: View the open market reference prices of common currencies such as USD, EUR, JPY, and HKD relative to RMB; supports pull-to-refresh; offline calculations are also possible without an internet connection. **Currency Conversion:** Multi-currency two-way conversion, one-click exchange, quick amount calculation; calculation records are saved only on your local device for easy review of travel or study abroad estimates. **Travel Budget:** First, set a total budget in RMB, then break it down by destination currency for items such as accommodation, food, and transportation. Use a progress bar to check if you've exceeded your budget—for personal planning practice. **Cost Calculation:** Estimate approximate foreign currency earnings using assumed fixed costs, percentage costs, and exchange rate deviations. This is an arithmetic practice tool and will not initiate any actual transfers. **Purchasing Power Mirror:** Converts common prices like coffee, subway fares, and lunch into RMB to help you develop a sense of destination spending habits. **Trend Illustration:** Generates a graphical curve based on the current reference price to understand the concept of "fluctuation"; not real-time market data and cannot be used for buying or selling decisions. **Exchange Rate Explanation:** Provides original educational articles on travel cash preparation, cost understanding, how to read reference prices, observation habits for studying abroad, and airport exchange premiums. Important Note: We only provide information inquiry and local calculations; we do not offer currency exchange, cross-border transfers, account opening, payment, or any transaction matching services. Figures within the application are for reference or estimation only; actual results are subject to the on-site display.