Household Wizard

Household Wizard keeps your household's money in one private ledger — a quick, focused companion on iPhone and the full suite on iPad — synced through your own iCloud. No ads, no subscription, and no account with us. Free to try: every feature for 30 days, then a free plan with 2 accounts. Unlock everything once, with no subscription. ON IPHONE — QUICK AND FOCUSED • See every account and balance at a glance: checking, savings, cash, credit cards, loans, and mortgages • Add a transaction in seconds — deposits, withdrawals, transfers, card and loan payments, and mortgage payments broken into principal, interest, and escrow • Split a purchase across categories, create categories and payees as you go, and search by payee, memo, category, or amount • Edit or delete any entry, with a confirmation before anything is removed • Export an account's ledger to CSV • Optional App Lock with Face ID, Touch ID, or your passcode The iPhone app is deliberately a light companion: reports, budgeting, reconciliation, and the rest live on iPad and Mac. ON IPAD — THE FULL LEDGER Everything above on a spreadsheet-style ledger, plus: • Reconcile any account against your statement until the difference reaches $0.00 • Monthly budgets by category, with starting amounts suggested from your own recent spending • Debt Payoff ranks your cards and loans by interest rate and suggests how to split your monthly payment — a calculator based on the numbers you enter, not financial advice • Reports for income vs. expense, spending by category, category detail (subcategories included), and anything left uncategorized • Net worth over time, including things you track by hand, like a home's value • Recurring transactions that post themselves — daily, weekly, monthly, or yearly • CSV import from your bank or another finance app (columns and dates detected automatically, with a preview before anything is saved), CSV export, and complete backup files • Manage categories and payees, including merging duplicates SHARE YOUR HOUSEHOLD Invite a partner or family member from your iPad or Mac — or accept an invitation on any device, iPhone included. You both see the same ledger, and once you're sharing, every transaction shows who entered it. Sharing costs nothing extra, and the people you invite can use the shared ledger for free. PRIVATE BY DESIGN • Your data lives on your device and in your own iCloud account — there's no server of ours • No bank logins to hand over: you add transactions yourself, or import a CSV on iPad, so nothing is ever connected to your accounts • No ads, no analytics, no tracking • Category suggestions come from your own history and run entirely on your device ALSO ON THE MAC The same unlock includes the full Mac app, and everything syncs automatically between your iPhone, iPad, and Mac. Free to try for 30 days, then unlock once with a single purchase. No subscription. Requires an iCloud account.