
About
This app helps you calculate mortgage payments, analyze loan components, and compare repayment strategies. It supports various loan types and offers features for early repayment planning and loan comparisons to find the best financial solution.
What's New in 房贷计算器
1.43
July 20, 2026
本次更新: - 进一步优化了使用体验 最近更新: - 贷款期限支持年和期选择 - 历史记录 - 对比功能:贷款对比、提前还贷对比 - 收藏记录,方便查看、对比信息内容 - 提前还贷计算 - 支持LPR利率计算 - 显示贷款剩余本金 - 支持默认贷款利率设置、还款提醒 - 贷款金额键盘支持小数点
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连续包月VIP
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$6.99
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FAQ
What does this mortgage calculator app do?
This app is a professional mortgage payment calculation software. It accurately analyzes your monthly payment breakdown based on loan amount and term, calculating total interest, monthly payments, and principal/interest portions. It also supports early repayment calculations and loan comparisons to help you choose the optimal financial plan.
What are the key features of the mortgage calculator?
Key features include calculations for various loan types (provident fund, commercial, combined), early repayment analysis to estimate interest savings and optimize repayment plans, a comparison function for different loan scenarios, saved records for easy access, and customizable repayment reminders.
Is this app free to use?
The app offers a freemium model. While basic calculation features are available, advanced functionalities and an ad-free experience are provided through a VIP membership, which is an auto-renewing subscription service.
What types of loans can be calculated?
The app supports calculations for multiple loan types, including provident fund loans (公积金贷款), commercial loans (商业贷款), and combined loans (组合贷款). This allows users to analyze different financing options for their property purchases.
How does the early repayment feature work?
The early repayment feature allows you to calculate the potential interest savings, whether you want to shorten your loan term, or reduce your monthly payments. It helps you customize the best repayment strategy to save money over the life of your loan.





