cannot drawout my money from the Appwallet
APP is blind to recognize my face.Alipay is better than this.
Archived App (Last seen on 16 Mar 2025)
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
This app facilitates peer-to-peer lending and borrowing among friends, offering tools for creating digital IOUs and managing repayment. It also provides financing solutions for small and medium-sized businesses.
✓Digital IOUs and loan agreements
✓Automated repayment reminders
✓Assistance with debt collection
✓Business financing options
✓Peer-to-peer lending
✓Credit institution loan matching
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What's New in 借贷宝
3.48.3.0
February 17, 2025
本次更新： - 首页待办事项优化
User reviews
FAQ
How does 借贷宝 help with borrowing money?
借贷宝 offers various borrowing methods, including '优选借' which connects you with financial institutions for loans up to 200,000 yuan, and '亲友借' allowing you to pre-sign loan agreements with friends for anonymous investment.
What features does 借贷宝 provide for lenders?
For lenders, 借贷宝 uses electronic IOUs ('补欠条') with automated repayment reminders. It also offers professional services for recovering overdue debts, including legal assistance and credit reporting.
Can 借贷宝 be used for business financing?
Yes, 借贷宝 supports中小微企业 (small and medium-sized enterprises) with financing options like '找助贷' to match with lending institutions, accounts receivable factoring, and internal employee financing.
How does 借贷宝 ensure security for transactions?
The platform provides standardized loan agreement templates and evidence packages for legal protection. It also offers services like sending lawyer's letters and reporting to credit bureaus for debt recovery.
What is the user base and operational history of 借贷宝?
借贷宝 has been operating for 9 years, serving 140 million individual users and 43,000 business users. It has facilitated 110 million registered loan agreements.
What are the loan limits and disbursement times for 借贷宝?
Loan amounts and disbursement times are subject to actual approval. For '亲友借', the loan limit can be up to 5 million yuan. '优选借' offers loans up to 200,000 yuan with potential disbursement within 1 hour.
Is 借贷宝 suitable for users under 17?
No, 借贷宝 has an age rating of 17+, indicating it is intended for adult users due to the nature of financial transactions.
How often is 借贷宝 updated?
The app was last updated on February 17, 2025, with version 3.48.3.0, suggesting regular updates to maintain functionality and security.
