垃圾
骗了我八万，还好报警寻求帮助要回来了，不然我不知道该怎办活下去
难用
霸王条款，骚扰电话多，垃圾应用
借款秒到账
手续简单实用方便
太坑了
莫名其妙就扣了什么小额会员结果打电话客服永远没人接！真的是退钱都没门路！
乱扣费
乱扣费
Free
About
This app provides convenient and stable financial loan services with flexible repayment options. Users can borrow up to 200,000 with a 6-12 month installment plan, all managed through a mobile-first application process. It emphasizes fast disbursement and transparent fees.
✓High loan limits up to 200,000
✓Fast disbursement, starting from 5 minutes
✓6-12 month installment repayment
✓Transparent annualized interest rates starting from 7.2%
✓Secure privacy protection measures
✓Fully mobile application process
Show original description
What users say
Summarized from real user reviews of 洋钱罐借款. Based on 939K reviews and a 4.8/5 average, it highlights the 14 positives and 20 negatives reviewers mention most about this Finance app.
Positive things
- 🚀Fast loan disbursement
- 👍Simple application process
- 👍Convenient and practical
- 👍Efficient approval process
- 👍Low interest rates (mentioned by some)
- 👍Clean interface
- 👍High credit limits (mentioned by some)
- 👍Trustworthy platform (mentioned by some)
- 👍Quick loan approval
- 👍Reasonable interest rates (mentioned by some)
- 👍No hidden fees (mentioned by some)
- 👍Solves financial crises
- 👍Reliable for small businesses
- 👍Good customer service (mentioned by some)
Negative things
- predatoryinterest rates
- 📞Excessive marketing calls
- 💸Unfair charges
- 🚫Customer service unresponsive
- 🔒Privacy concerns and data selling
- 📈High interest rates
- 📉Excessive credit checks
- 🗑️Scam application
- 😠Poor customer service attitude
- 🚨Over-marketing and excessive inquiries
- ⚠️Information leakage
- 📞Aggressive collection tactics
- 💰High service fees
- 📱Over-reliance on phone contacts
- 🦹♂️Rogue software
- 👎Terrible user experience
- 💸High fees and interest
- 📞Constant marketing calls and messages
- 🕵️♂️Data harvesting
- 🚨Over-promotion and spam
What's New in 洋钱罐借款
4.27.0
November 6, 2024
修复已知问题，优化用户体验
User reviews
Developer apps
User experience
🐞
Reported Bugs
5 issues
Verification codes not received for cancellation
App crashes or freezes
✨
Requested Features
7 requests
Improve customer service responsiveness
Feature
Add more repayment options
Feature
FAQ
What is this app for?
This app is a financial loan platform that provides convenient and stable borrowing services. It allows users to apply for personal loans and repay them in installments over 6 to 12 months, all through a mobile application.
What are the main features of this loan app?
Key features include high loan limits of up to 200,000, fast disbursement times starting from 5 minutes, flexible installment repayment options from 6 to 12 months, transparent annualized interest rates starting at 7.2%, and robust security measures for privacy protection.
How much can I borrow and what are the repayment terms?
You can borrow up to 200,000. The repayment terms are flexible, allowing you to choose between 6 to 12 month installments. The specific loan amount, interest rate, and disbursement time are subject to actual review.
Is this app available on all mobile devices?
The description emphasizes a 'fully mobile application process' and 'all mobile operations', suggesting it is designed for smartphone users. Compatibility with specific operating systems (iOS/Android) is not explicitly stated but implied for mobile use.
What are the risks associated with using this loan app?
The app advises that loans carry risks and encourages users to borrow cautiously based on their personal financial capacity, spend reasonably, and avoid overdue payments. It also stresses the importance of providing truthful application information.
