1. Home
  2. 💰 Finance
  3. 极融借款
极融借款-小额信用分期借款平台

极融借款-小额信用分期借款平台

合规持牌贷款借钱借款软件

32K ratings
32 reviews
💰 Finance
Free

Details

  • Released
  • Updated
  • January 6, 2021
  • September 17, 2026

Features

Developer

Jiangxi Peitao Technology Company Limited
✨Promote your app ✨
极融借款-小额信用分期借款平台 screenshot #1 for iPhone
极融借款-小额信用分期借款平台 screenshot #2 for iPhone
极融借款-小额信用分期借款平台 screenshot #3 for iPhone
极融借款-小额信用分期借款平台 screenshot #4 for iPhone
极融借款-小额信用分期借款平台 screenshot #5 for iPhone
极融借款-小额信用分期借款平台 screenshot #6 for iPhone
⭐32
Reviews↘︎
🔄6+ apps
Alternatives↘︎
❓8 answered
FAQ↘︎
📦~ in 3 weeks
Updates frequency↘︎
🖼️Get Icon
Icons↘︎

About

This platform offers quick, online loan applications with no collateral required. It provides transparent interest rates and allows users to track their loan progress easily. Get access to funds up to 200,000 yuan with smart, efficient approval processes.

✓High loan limits up to 200,000 yuan
✓Easy online application, no collateral needed
✓Smart and efficient approval process
✓Real-time tracking of loan progress
✓Transparent annual interest rates from 7.2% to 24%
Show original description

What's New in 极融借款

5.13.0

September 17, 2026

升级合规验证模块，适配最新监管规范，强化业务安全校验

User reviews

Most RecentHighest RatedLowest Rated

不要去用这个极融，天杀的极融，背后有保护伞，

极融背后有保护伞，各个平台去举报都不受理，国家最高的金融协商会也不解决，登陆一次就不让你登录二次，总之这个极融能胆大包天都是背后保护伞硬，利息+服务费+担保费+增值服务费，三家平台都各自来收款，平常你去好款还不能还款，要点开页面，他的软件页面有过多的广告，你没去点软件系统自动给你确认然后扣款！比缅甸诈骗还恶心了
维特诺华维特诺华

千万不能借，借了后悔啊，五星是为了让更多人看见

非常差的一个平台
%起个名字咋那么难1%%起个名字咋那么难1%

五星是要更多人看到

如果你遇到困难不是与命相关就不要去借款！尤其这款体验以后真的是无语到离谱 利息高 暴力催收 短信轰炸 说话可难听 短信给你难听话扔完 你电话打回去根本不接 跟你玩糊涂说催收不是自己的人、然后后面自己又说漏嘴真的绝了！看到这条评论就千万不要用！绝对绝对不要碰！我也不会再去用！
k734917k734917

差劲👎

平台吃相太难看！先是收取高额所谓的增值服务费用，但也没见到什么所谓的增值服务，其次又搞什么所谓的返现，几十块钱的返现官方平台说30个工作日内到账，逾期了未到账咨询客服，客服的话术翻来覆去就是道歉+表示理解+会催促，并未解决任何实际性问题。最后就是自动还款时间平台自动设置为凌晨一两点多，也无法修改时间，只要卡里有钱大半夜也会凌晨扣款。从未见过吃相如此难看的借贷平台。
JIANG_JessicaJIANG_Jessica

很好很棒

手续费超高，逾期一天就各种威胁暴力催收，如果确实没办法只能贷款请保留所有的还款记录，还有我快上岸了，真的不是万不得已咬紧牙关忍一忍打死别碰网贷
小仙HHH小仙HHH
See 27 more reviews

FAQ

What is the maximum loan amount offered by Jirong?

Jirong offers loan amounts up to 200,000 yuan. The specific amount you are eligible for will be determined by the actual approval results.

What are the interest rates for loans on Jirong?

The annual interest rates range from 7.2% to 24% (simple interest). The actual rate applied will be based on your individual credit assessment and will be clearly stated in your loan contract.

How long does the loan application process take with Jirong?

Jirong utilizes a smart and efficient approval process. While specific times can vary, the platform is designed for speed and convenience, allowing for online applications and progress tracking.

Is Jirong available on all devices?

Currently, Jirong is supported on iPhone and iPod devices. Compatibility with other platforms may be updated in future releases.

What is the age rating for Jirong?

Jirong has an age rating of 17+. This indicates that the content and services provided are intended for users aged 17 and above.

How often is Jirong updated?

The latest version of Jirong is 5.1.0, and it was last updated on June 24, 2025. This suggests a relatively active development cycle for the application.

Does Jirong require collateral for loans?

No, Jirong offers unsecured loans, meaning no collateral is required for your application. The focus is on online application and smart, efficient审核.

What should users be cautious about when using Jirong?

Users are advised that loans carry risks and should be approached with caution. It is recommended to borrow according to personal ability, spend rationally, and avoid overdue payments.