借款很快很好用
提现很方便，下款速度快，真是雪中送炭，非常好用，强烈推荐使用！
小额贷款
申请简单，额度高下款快，需要小额贷款的可以直接去下载测试额度
Archived App
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
This app offers unsecured personal loans with high credit limits and low interest rates. The application process is entirely online and designed for quick approval, with flexible repayment terms up to 12 months. Users can improve their creditworthiness for better rates and higher limits with continued responsible use.
✓High loan limits up to 200,000 RMB
✓Online application, no collateral required
✓Fast and efficient smart review process
✓Transparent annual interest rates (7.2%-12%)
✓Flexible repayment up to 12 installments
✓Credit improvement for better terms
Show original description
What's New in 备用金
3.5.5
May 30, 2023
优化显示内容，修复部分错误。
User reviews
FAQ
What is the maximum loan amount offered by 备用金?
备用金 offers a maximum loan amount of up to 200,000 RMB. The actual loan amount granted will be subject to the final approval results of your application.
What are the interest rates for loans from 备用金?
The annual interest rates for loans from 备用金 range from 7.2% to 12% (simple interest). The specific rate you receive will be determined by the loan approval process and may vary.
How long can I repay a loan from 备用金?
You can repay your loan from 备用金 in installments for up to 12 months. This flexible repayment period is designed to reduce the pressure on your finances.
Is collateral required to get a loan from 备用金?
No, 备用金 provides unsecured credit loans. The application process is entirely online and does not require any collateral.
How can I improve my loan terms with 备用金?
By using 备用金 continuously and making timely repayments, you can improve your creditworthiness. This can lead to lower interest rates and increased loan limits for future borrowing.
What is the age rating for 备用金?
备用金 has an age rating of 4+. This indicates it is suitable for a wide range of users, though financial decisions should be made responsibly.
When was 备用金 last updated?
The latest version of 备用金, version 3.5.5, was last updated on May 30, 2023. This suggests regular updates to the application.
Does 备用金 have ads?
The provided data does not specify whether 备用金 contains advertisements. However, as a free finance application, it is possible it may include ads or other monetization methods.
