恒小花-高额低息贷款分期购物平台
正规循环借钱软件
Archived App (Last seen on 18 Feb 2025)
This is an archived listing of the app previously available on the App Store.Although the app is no longer distributed by Apple, you can still view its description, screenshots, version history, ratings, and metadata for reference.
About
A credit lending platform offering unsecured, revolving loans with flexible installment options for purchases. It provides quick access to funds, with a maximum limit of 200,000 yuan, and emphasizes a simple application process using only an ID card.
What's New in 恒小花
1.4.9
February 10, 2025
优化用户体验 修复了其他已知问题
FAQ
What is Heng Xiaohua?
Heng Xiaohua is a credit lending platform that offers unsecured, revolving loans. It aims to provide flexible consumption installment services and convenient installment shopping experiences for users.
What is the maximum loan amount for Heng Xiaohua?
The platform offers a maximum loan amount of up to 200,000 yuan. The specific loan amount, installment periods, and interest rates are subject to actual approval.
How easy is it to apply for a loan with Heng Xiaohua?
The application process is designed to be simple and fast. Users only need to provide their ID card, and the application can be completed online in three steps, with funds disbursed as quickly as 5 minutes.
What are the interest rates for Heng Xiaohua loans?
The comprehensive annualized interest rate (simple interest) ranges from 7.2% to 36%. The exact rate will be determined by the actual approval.
Is my personal information safe with Heng Xiaohua?
Yes, the platform emphasizes security. Personal information is encrypted throughout the entire process, ensuring user safety and peace of mind.
Does Heng Xiaohua have ads?
Yes, Heng Xiaohua contains advertisements. Users may encounter advertisements while using the platform.
What devices does Heng Xiaohua support?
Heng Xiaohua is supported on iPhone and iPod devices. It is available for iOS users.
How often is Heng Xiaohua updated?
The latest version of Heng Xiaohua is 1.4.9, and it was last updated on February 10, 2025. This indicates a relatively frequent update cycle.
