المصرف الذكي من المتوسط

- Khales : Pay your electricity bill and manage your meters in a fast, secure and seamless experience inside the banking app. - SmartPay QR: Instantly send and receive payments using QR codes at merchants and points of sale without cash or a physical card, with OTP verification for secure transactions. - OnePay: Transfer funds between local banks quickly and securely, either manually or by scanning a merchant’s QR code, with real-time transaction status tracking. - National Transfers (LYPAY): Send local transfers to participating banks through a clear verification and confirmation process, with the option to register your account for the service. - Manage your Visa card (SmartCard): View your cards and balances, instantly freeze or unfreeze cards, securely reveal full card details, and track card transactions. - Open a USD account digitally and track your application through approval and account opening. - Prepaid Cards (SmartStore): Purchase Libyana, Almadar, and other prepaid cards directly from the app, with a complete history of all purchases. - SmartATM: Withdraw cash from ATMs without a physical card using a secure PIN protected by OTP, with the ability to reset or deactivate it at any time. - Internal Transfers: Transfer funds between your own accounts or to other accounts within the bank, either directly or via QR code, with biometric and OTP confirmation. - Account Statements & Reports: Access detailed account statements, download them as PDF files or receive them via SMS, with filtering by account and date range. - Financial Analytics(SmartAnalytics): Monitor your income, expenses, and net balance through interactive charts and predefined reporting periods. - Friends & Beneficiaries: Save beneficiaries, add them manually or by scanning a QR code, and transfer funds with a single tap, supporting both internal and external bank accounts. - Smart Bot (WhatsApp Banking): Access banking services through WhatsApp, monitor your accounts, receive notifications, and perform transactions quickly and conveniently. - Biometric Login: Securely access the app using fingerprint or face recognition, with automatic session protection and unsafe device detection. - Account Opening Tracking: Open your bank account entirely online and track the status of your application using your reference number and phone number. - Notifications & Session Management: Stay informed about account activity and security alerts, manage linked devices, and remotely terminate active sessions.