About
A mobile platform offering online cash loans and consumer financing. It provides loan amounts up to 200,000 with repayment terms up to 36 months, featuring transparent fees and a simple application process using identification and bank card details.
What's New in 够用
1.0.9
June 29, 2026
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Developer apps
FAQ
What is the maximum loan amount offered by 够用?
够用 offers a maximum loan amount of 200,000. The specific amount approved will depend on the actual appraisal.
What are the interest rates for loans on 够用?
The annualized interest rates (simple interest) range from 15.80% to 23.88%, calculated daily. Actual rates are subject to approval.
How long can I repay a loan from 够用?
Loan repayment terms can be up to 36 months. The exact repayment period will be determined during the approval process.
What documents are needed to apply for a loan on 够用?
The application process is entirely online and does not require collateral. You will need your identification and bank card details to apply.
Is 够用 a legitimate and safe platform?
Yes, 够用 is an official product of Haier Consumer Finance, a regulated and licensed consumer finance institution approved by the China Banking and Insurance Regulatory Commission.
What can the loans from 够用 be used for?
Loans are intended for daily consumption and cannot be used for purchasing houses, cars, stock trading, or business investments.
How often is 够用 updated?
The latest version is 1.0.9, and the app was last updated on June 29, 2026. This indicates regular updates to maintain functionality and security.
What is the user sentiment for 够用?
The app has a rating of 2.2 stars from 6 ratings, suggesting that user satisfaction may be mixed. It's advisable to consider user reviews for more detailed insights.