About
This app helps you manage daily income and expenses, and track loan repayments. It calculates your disposable income after deducting bills and spending, and provides tools for managing various types of debts and calculating financial scenarios.
What's New in 十月记账
1.0.9
September 26, 2026
· 生活记账上线：收入支出随手一记，支持自定义类别、月预算和统计，不登录也能用 · 首页新增「本月可支配」：收入减去本月应还、再减去已花，剩多少一眼看清 · 新增借款计算器：利息试算、提前还款、真实年化、逾期罚息 · 新增一键换肤：九套风格可选 · 还款提醒支持多台设备同时接收 · 修复底部标签偶尔点不动、版本号显示旧版本等问题
MoreFAQ
What is the main purpose of 十月记账?
十月记账 is designed to help users manage their daily income and expenses, and to track and remind them about upcoming loan repayments. It provides a clear overview of disposable income after essential deductions.
How does 十月记账 help with loan management?
It allows users to record various types of loans (credit cards, mortgages, personal loans), supports different repayment methods, generates repayment plans, and offers a repayment calendar with due date reminders. It also tracks total debt and overdue amounts.
Can 十月记账 be used without an account?
Yes, you can use 十月记账 to record data locally without logging in. Once you log in, your data will be automatically synchronized.
What financial calculations can 十月记账 perform?
The app includes a calculator for interest estimations, potential savings from early repayment, real annualized interest rates (IRR), and overdue penalties. These calculations can be directly saved as repayment plans.
Does 十月记账 offer loan application services?
No, 十月记账 explicitly states that it does not provide loan application, lending, approval, credit, or financial matchmaking services. It is solely for recording and managing your own existing financial arrangements.
What are the customization options for 十月记账?
Users can customize expense and income categories by adding, sorting, or hiding them. The app also offers nine different visual themes, including dark mode and paper-like styles, for a personalized user interface.
How frequently is 十月记账 updated?
The latest version is 1.0.9, and the app was last updated on 2026-09-26. This indicates a relatively active development cycle for the application.
What devices does 十月记账 support?
十月记账 is available for iPhone and iPod devices, as indicated by its supported devices list. It is rated for ages 4 and up.
