个人看法
整体使用体验超好，功能贴合需求，没有多余广告，稳定，适合我已经退休了年龄了
退休指日可待
居然有退休计划的应用，计算精准、还能跟踪资产，数据清晰明了，界面简单顺手，做养老规划特别清晰，强烈推荐！
$0.99
In-App Purchases
About
This app helps you plan for retirement by estimating your target assets, current savings gap, and required monthly savings. Track your progress over time and receive reminders to keep your plan updated.
✓Estimate retirement target assets
✓Track current funding gap
✓Monitor monthly savings pace
✓View plan details and milestones
✓Receive annual review reminders
✓Store financial data locally
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What's New in Retirement Planing
1.2.2
July 18, 2026
What’s new: - Added Scenario Simulation to compare plan changes by adjusting savings, retirement age, living costs, and return rate - Simplified Home to focus on retirement countdown, asset progress, and this month’s action insight - Improved monthly action guidance so the next step is easier to see - Refined the calculation and explanation for estimated assets at retirement
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In-App Purchases
$3.99
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FAQ
What is Retirement Planing?
Retirement Planing is a tool designed to help you estimate your retirement needs, track your current savings progress, and determine the necessary monthly savings to reach your goals. It focuses on making retirement preparation measurable and trackable.
How does Retirement Planing estimate my retirement needs?
You input your current age, target retirement age, life expectancy, expected monthly living costs in retirement, current assets, and monthly cash flow. The app then uses this data to estimate your target retirement assets and current funding gap.
Can I update my financial information in Retirement Planing?
Yes, you can continuously update your assets, income, expenses, and monthly savings as your life circumstances change. This allows for ongoing adjustments to your retirement plan.
What are the benefits of the premium version of Retirement Planing?
The premium version, a one-time purchase of $0.99, unlocks full history records, visual dashboards, trend charts, plan observations, and annual review reminders. It also includes local JSON backup and import functionality.
Does Retirement Planing provide investment advice?
No, Retirement Planing is strictly a planning and tracking tool. It does not offer investment advice, promise specific returns, or make financial decisions on your behalf.
What devices is Retirement Planing available on?
Retirement Planing is available for iPhone and iPad devices.
How often is Retirement Planing updated?
The app was last updated on May 16, 2026, with version 1.2.1. This indicates a recent update, suggesting ongoing development and support.
Is my financial data secure with Retirement Planing?
By default, Retirement Planing keeps your financial data stored locally on your device, enhancing privacy. The premium version also offers local JSON backup and import for further control.