Кубыш: сбережения и подписки

Кубышка is now Кубыш (Kubysh). The name changed grammatical gender in Russian, so every phrase the app uses about itself changed too. Your data, goals and savings stay exactly where they were. CAN I AFFORD THIS? • Enter an amount and Kubysh answers whether there is enough money today, and shows the consequences for your goals if the sum is large • A small purchase no longer lectures you about your holiday fund • The same check is available on a goal card • The answer is calculated on the phone; AI is used only when you tap for it MONEY IS SHARED OUT SENSIBLY • Categories are funded first, then the wallet for spontaneous spending, and only the remainder goes to savings • The first plan no longer offers to go into the red, and no longer warns about a shortfall before you have entered your card balance • If the plan was trimmed to fit your money, the app says plainly why the number changed EXPENSES • Add an expense from a photo of a self-checkout screen, not only from a bank screenshot • Everything recognised is shown for review - not a single rouble is recorded behind your back • Two photos of one purchase no longer become two expenses • An expense with no title no longer arrives as «No name» • Your own categories are no longer counted as overspending for the day CATEGORY BUDGET • A category paid exactly to plan is now green with a «Done» status instead of an orange warning • A category card expands to show the expenses in it for the period • An unpaid category, utilities for example, can be moved to the next payday GOALS, EMERGENCY FUND AND FORECAST • The emergency fund date is now the same on every screen, and growing savings can only move it earlier • The deadline you chose for a goal is no longer replaced by a forecast • «Look into the future» now also shows money your goals no longer need • «Overview» and «Goals» agree on how many goals are at risk • A goal created with money already saved no longer inflates your savings total TONE The app now talks about the state of your plan instead of telling you what to do. When money is short, the advice first offers to postpone a planned purchase rather than cut your food budget. SPEED AND SMALL THINGS • Typing wallet amounts and your nickname no longer stalls on every character • You can always leave expense entry: the bottom navigation no longer disappears • A loan payment is confirmed with a message • Long messages to the assistant are no longer rejected • Tapping a hidden amount now both reveals and hides it • «Reset everything» also clears screenshots that were shared but not yet processed