家底快照 - 家庭资产负债表
Family balance sheet in 3 min
About
Effortlessly track your household's financial health by recording only changes to your assets and liabilities monthly. It provides clear insights into your net worth, debt levels, and financial stability without requiring daily expense logging.
What's New in 家底快照
1.0
September 8, 2026
Developer apps
FAQ
What is 家底快照?
家底快照 is a personal finance app designed to help you track your household's net worth and debt. It focuses on monthly updates of asset and liability balances rather than daily expense tracking.
How often do I need to update 家底快照?
You can choose to update monthly, every two months, or quarterly. The app provides reminders based on your chosen frequency. From the second month onwards, updates typically take around 30 seconds.
Does 家底快照 calculate mortgage and car payments automatically?
Yes, 家底快照 automatically steps down your mortgage principal each month based on the initial details you provide. It also smoothly depreciates your car's value from its purchase price and date.
What financial health checks does 家底快照 offer?
The app provides four key health checks: debt-to-asset ratio, months of expenses covered by liquid money, share of assets earning a return, and monthly loan repayment as a share of income.
Can I share my financial information with others using 家底快照?
Yes, you can export a PDF of your balance sheet. This PDF includes your assets, liabilities, net worth, changes from the previous period, and footnotes on how each line was measured, making it suitable for sharing with a partner, accountant, or bank.
Is my financial data secure with 家底快照?
Privacy is a core architectural principle of 家底快照. It has no networking code, no third-party SDKs, no analytics, no account, no server, and no sign-up, meaning your data stays entirely on your device.
What devices does 家底快照 support?
家底快照 is available for iPhone and iPad, indicated by its support for these devices.
How does 家底快照 compare to other expense tracking apps?
Unlike apps that focus on daily spending, 家底快照 emphasizes a high-level overview of your financial health by tracking only changes in your assets and liabilities, requiring minimal monthly input.
