Income Tax Calculator UK

Calculate Your UK Take-Home Pay in Seconds Income Tax Calculator UK makes it simple to estimate your net salary for the 2025/26 tax year. Whether you're employed or self-employed, get a clear, accurate breakdown of income tax, National Insurance, pension contributions and student loan repayments — all in one place. Built using publicly available rates from gov.uk. Employed Calculator Quickly estimate PAYE deductions: • Enter salary annually, monthly, or weekly • Choose tax region: England, Wales, Northern Ireland or Scotland • Automatic PAYE income tax calculation • National Insurance contributions • Pension contributions (salary sacrifice or relief at source) • Student Loan Plans 1–5 • Marriage Allowance and Blind Person’s Allowance • Personal Allowance taper for incomes above £100,000 Instant results update as you adjust your figures. Self-Employed Calculator Designed for sole traders and freelancers: • Enter revenue and allowable expenses • Automatic Class 2 and Class 4 National Insurance • Income tax by UK region • Student loan repayments • Pension contribution support Clear breakdown of tax liability and estimated take-home income. Detailed Results Understand exactly where your money goes: • Annual, monthly and weekly net income • Full deduction breakdown • Effective and marginal tax rates • Switch between yearly, monthly or weekly views • Share results instantly Everything is presented in a clean, easy-to-read format. Built-In Tax Guides Includes 11 plain-English guides explaining: • How UK income tax works • The £100k Personal Allowance taper • The 60% effective tax band • Pension tax relief • Marriage Allowance • Student loan repayment thresholds • And more Designed to help you understand your payslip — not just calculate it. Premium Features (One-Time Purchase) Unlock advanced tools: • Edit tax bands, thresholds and rates • Save unlimited calculations • Compare two scenarios side by side • Plan salary changes or pension adjustments No subscriptions. Important Information This app provides estimates based on publicly available 2025/26 UK tax rates. It is not affiliated with HMRC and does not provide financial or tax advice.