This platform connects creditworthy small businesses seeking loans with lenders looking for attractive returns. It offers a secure, regulated marketplace with meticulous borrower evaluation and direct on-ground assessment to facilitate P2P lending.
7.39
July 19, 2025
Bug Fixes
IndiaMoneyMart is an RBI Registered NBFC-P2P platform, indicating it operates under regulatory guidelines. While the RBI does not guarantee repayment, the platform emphasizes meticulous borrower evaluation and direct on-ground assessment to mitigate risks for lenders.
Lenders can invest amounts ranging from Rs. 25,000 to Rs. 50,00,000 on the IndiaMoneyMart platform. This allows for flexible portfolio diversification to manage risk.
Borrowers can access loans up to INR 5 Lacs with an Annual Percentage Rate (APR) typically between 18% and 25%. There are also processing fees ranging from 1-5% of the loan amount plus GST.
To become a lender, you must be an adult Indian citizen with a valid KYC and an Indian bank account. NRIs with an NRO account and an Indian PAN are also eligible to lend on the platform.
No, IndiaMoneyMart states that there are no withdrawal charges for lenders on the platform. This makes it easier for lenders to access their funds.
The app was last updated on 2025-07-19, indicating regular maintenance and potential feature additions. The latest version available is 7.39.
IndiaMoneyMart is available for iPhone and iPod devices. It is designed for iOS users.
IndiaMoneyMart has an age rating of 4+, making it suitable for a broad audience. This indicates it contains no mature content.
