31+ similar apps compared and reviewed
Whether you want more options like IOU or a completely different take on the same concept, our curated list of 31+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.
Easily track all your borrowing and lending activities for both money and items. Assign monetary values, organize by category, and manage payments with due dates and reminder emails. Keep a history of all past transactions.
Effortlessly manage your finances with this comprehensive budgeting and expense tracking app. Monitor spending, track debts and credits, and gain insights into your financial health with detailed reports and customizable features.
Easily track money loaned and payments received. This app helps you monitor outstanding balances and payment dates, eliminating the need for manual record-keeping. You can also email payment histories for your records.
This app helps you get paid back for money owed by sending photo reminders. Capture the moment of debt and send persistent notifications until the payment is settled. It offers a lighthearted approach to a potentially awkward financial conversation.
Easily track who owes you money or what you owe others. Organize debts by creating people and assigning items to them. This app works entirely offline for complete privacy and convenience.
This application helps users track and manage company expenses. It allows for the creation of expense categories, addition of line items with bill attachments, and submission for approval. All data is automatically synced to the cloud for easy access and backup.
A straightforward savings planner to help you achieve your financial goals. Set targets, choose timelines, and track your progress with smart strategies to stay motivated.
Easily track and split shared expenses for trips or living with roommates. Record every transaction, attach details, and manage complex splits with multiple currencies. Work offline and sync later, with options to share statements or export data.
Easily track debts and manage finances across various accounts and investments. Securely store and sync your data across devices, with options to share financial information. Offers powerful capabilities for personal accounting and investment tracking.
Easily track money lent and borrowed, and split expenses with friends. This app helps you remember debts, manage payments, and provides an overview of your financial obligations. It offers features like cloud sync, currency support, and data export.
