Kaku - Kakebo

Kaku is the modern kakebo: instantly see how much you have left to spend and protect your savings—no spreadsheets required. Kakebo is the Japanese "household account book" method: writing down expenses to build awareness. Kaku makes this process immediate, elegant, and smart. WHY KAKU? • Instantly see your "Available" balance for the period, not just what you’ve spent • The period aligns with your paycheck: choose your start date (e.g., the 25th) rather than the calendar month • Kakebo categories (Essentials, Leisure, Culture, Unexpected) with thresholds that safeguard your savings ADD EXPENSES IN SECONDS • Type a phrase (e.g., "coffee 2.50 leisure"), and Kaku recognizes the amount, category, and description • Scan receipts using your camera (OCR) • Ask Siri or use the widget to log an expense without opening the app • Quick-action buttons learn from your most frequent expenses MOTIVATING GOALS • Turn savings into visual milestones with clear progress tracking • Know exactly how much to set aside each period to reach your goals UNDERSTAND YOUR HABITS • Trend charts and period-over-period comparisons • Journaling and guided reflections based on the kakebo method • Personalized insights powered by on-device intelligence (where available) DESIGNED FOR THE APPLE ECOSYSTEM • Apple Watch app and watch face complications • Home Screen and Lock Screen widgets • Siri Shortcuts and App Intents • iCloud synchronization across your devices • Family Kakebo: share expenses and plans with your partner PRIVACY FIRST Your data stays yours: it lives on your device and in your private iCloud. No tracking, no ads, and no third-party accounts. Download Kaku and take back control of your money, one day at a time.