Best apps like KalPay

21+ similar apps compared and reviewed

3.5 avg rating
10 free apps
Updated July 2026

Whether you want more options like KalPay or a completely different take on the same concept, our curated list of 21+ similar apps has you covered. Updated for 2026 with the latest ratings and comparisons.

Top Alternatives to KalPay

Finja#1

Finja by OPAY DIGITAL SERVICES PTE. LTD.

Finja Digital Wallet
Editor's Choice
💰 Finance
2.3(3 ratings)
Free
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A comprehensive digital wallet and financial solution for individuals, merchants, and small businesses. It facilitates payments, offers credit lines, and provides tools for managing employee work chores and HR tasks.

PayTrip#2

PayTrip by PayTrip

Paiement & transfert d'argent
Strong Contender
💰 Finance
4.7(3 ratings)
Free
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Manage your money and send funds globally with this secure payment account app. Open a current account in minutes, send SEPA transfers, and issue prepaid Mastercard cards for easy spending and withdrawals worldwide.

SENDKWE#3

SENDKWE by SENDKWE SARL

Worth Considering
💰 Finance
3.0(1 ratings)
Free
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Facilitates mobile money transfers across an African network without requiring physical visits. Send money seamlessly from one mobile money account to another.

More apps like KalPay

4
Dexchange
Dexchange
Dexchange
by DEXCHANGE
Free

Easily exchange mobile money between Wave, Orange Money, Mixx, MTN, and Moov in seconds. Send and receive across operators in Senegal, Ivory Coast, and Cameroon. Also allows for phone credit purchases and budget management.

Mobile money exchangeCross-operator transfersPhone credit purchase
💰 Finance
(1)
free
5
cashGui
cashGui
cashGui
by Tonux Samb
Free
💰 Finance
(0)
6
CDS Online
CDS Online
CDS Online
by CREDIT DU SENEGAL
Free

Manage your bank accounts digitally 24/7 from anywhere. View real-time account balances, make secure transfers, and access statements. Features include a loan simulator, branch locator, and instant card blocking.

Real-time account viewingSecure transfersLoan simulator
💰 Finance
(1)
free
7
Yonema
Yonema
Yonema
by Yonema SA
Free

Send money internationally to mobile wallets in Senegal using your bank card. Easily deposit funds into Orange Money, Tigo Cash, or E-Money accounts for friends and family, no matter where you are in the world.

International money transfersDeposit to mobile walletsSupports Orange Money, Tigo Cash, E-Money
💰 Finance
(43)
free
8
Paytech
Paytech
Paytech
by Yonema SA
Free
💰 Finance
(0)
9
UPay Africa
UPay Africa
UPay Africa
by ATPS SA
Free

Manage multiple payment methods, collect funds, and transfer money easily. Set up and move funds between wallets, bank cards, and bank accounts. Pay bills, send and receive money, top up phone credit, and perform banking operations.

Multiple payment methodsFund collectionMoney transfers
💰 Finance
(2)
free
10
Kopar Express
Kopar Express
Kopar Express
by KOPAR EXPRESS
Free

A fintech platform connecting Africa and its diaspora through digital tools. It offers money transfers, phone top-ups, and crowdfunding services, fostering a popular urban economy.

Money transfer servicesPhone top-up and plan servicesCrowdfunding platform
💰 Finance
(1)
free