Kapitech: Budget & Debt Payoff

Kapitech: Budget & Debt Payoff

Loan Tracker & Savings Goals

6 ratings
1 review
$4.99 Free
In-App Purchases

Lowest price: Free 2 years ago (-100%)


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Price history


Details

Released
April 15, 2025
Updated
October 28, 2026

Features

Kapitech: Budget & Debt Payoff screenshot #1 for iPhone
Kapitech: Budget & Debt Payoff screenshot #2 for iPhone
Kapitech: Budget & Debt Payoff screenshot #3 for iPhone
Kapitech: Budget & Debt Payoff screenshot #4 for iPhone
Kapitech: Budget & Debt Payoff screenshot #5 for iPhone
Kapitech: Budget & Debt Payoff screenshot #6 for iPhone
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About

This personal finance app helps you track expenses, manage budgets, and pay off debt. It offers goal-based budgeting, savings trackers, and debt payoff strategy comparisons. Enjoy a private, ad-free experience with a one-time purchase.

✓Smart expense tracking
✓Goal-based budgeting
✓Debt management and payoff strategies
✓Savings goal tracking
✓100% privacy, data stays on device
✓Strategic debt payoff calculators
✓Payment reminders
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What's New in Kapitech

1.3.1

October 28, 2026

Debts can now have a Promo Rate, like 0% until April 2027, and Payment Holiday months. Your payoff date and interest now include both, so the plan matches what you really pay. Also: a clearer Pro screen.

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Subscriptions & In-App Purchases

Annual Premium Subscription

Access to premium features for 1 year

$19.991 Year
How to cancel Kapitech subscription ⁉️

Events

Read more about See Your Debt-Free Date

See Your Debt-Free Date

Plan your debt payoff in minutes.

Oct 29, 2026 — Nov 11, 2026

User reviews

It’s been really helpful so far!!

I absolutely love this app it’s been helping me with money management!!! I hope to see more customizable options in the future!!

Response from developer

Thanks, really glad it's helping you keep track of your money. We've logged the request for more customization. If there's one option you'd like most, email support@kapitech.app and tell us what it is, that helps us decide what to build next.

Developer apps

FAQ

What is Kapitech?

Kapitech is a personal finance app designed to help users track expenses, manage budgets, and plan debt payoff strategies. It offers features like goal-based budgeting, savings goal tracking, and debt management tools.

How much does Kapitech cost?

Kapitech is available for a one-time purchase of $4.99. This grants you full access to all its features without ongoing subscription fees or advertisements.

Does Kapitech have ads?

No, Kapitech is advertised as having no ads. The description explicitly states 'no ads' and emphasizes a private, ad-free experience.

What devices does Kapitech support?

Kapitech is supported on iPhone and iPad devices. It is designed for Apple's mobile operating systems.

How often is Kapitech updated?

The app was last updated on September 1, 2025, with version 1.2.0. This indicates regular updates to improve functionality and address user needs.

Is Kapitech secure?

Kapitech prioritizes privacy, stating that your data stays on your device and no sign-up is required. It also offers Face ID/Touch ID protection for added security.

What are the subscription plans for Kapitech?

Kapitech does not have subscription plans; it is a one-time purchase. The provided subscription plan details in the data appear to be erroneous for this specific app description.

What is the age rating for Kapitech?

Kapitech has an age rating of 4+, making it suitable for a wide range of users. This rating typically indicates content appropriate for young children.