Karla Finance

Karla Finance

The smart money assistant

8 ratings
7 reviews
Free
In-App Purchases

Details

  • Released
  • Updated
  • December 10, 2025
  • February 6, 2026

Features

Karla Finance screenshot #1 for iPhone
Karla Finance screenshot #2 for iPhone
Karla Finance screenshot #3 for iPhone
Karla Finance screenshot #4 for iPhone
Karla Finance screenshot #5 for iPhone
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About

This app acts as your personal finance copilot, allowing you to ask questions about your money in plain English and receive instant, verified answers based on your transaction data. It supports over 15,000 financial institutions and prioritizes data security and transparency.

Plain English financial queries
Instant, verified answers
Full transaction transparency
Connects to 15,000+ institutions
Secure data handling
Subscription tracking
Spending habit analysis
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What's New in Karla Finance

1.09

February 6, 2026

- add Mastercard Connect data connections - add credit card due date tracking - allow re-categorizing inside of the chat

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Subscription plans

Karla Premium (Monthly)

All premium Karla features and advanced insights

$9.991 Month
7 Days trial
How to cancel Karla Finance subscription ⁉️

User reviews

Insightful and handy

I used “Mint” a lot before the service stopped and I am glad that Karla comes into play. In addition to a holistic view over my expenses + savings, I def enjoy a much higher flexibility because of the conversational interface empowered by LLM, it allows me to dig deeper insights and plan even more comprehensively. My experience has been very positive so far.
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Worth trying out.

I see the appeal of seeing all my credit cards in one place. So far it’s worth trying out. Will update if this app will stay on my phone in a month.

easiest way to manage funds

love the simple UI & ease of talking to a chat bot:) budgeting features are also extremely handy and easy to use

Sleek and modern UI, well organized finances

I was able to compile and organize all my finances in one place - the automated financial breakdowns were very insightful and I could clearly visualize my incomes and expenditures. Made me realize that I should dine out less and start saving more lol

Very useful app

super helpful for tracking spending and getting a clear picture of my finances. I realized my spendings on restaurants and clothings are way higher than average people in my salary range and was able to save more money by tacking it better. pretty easy to use and worth the investment.

Developer apps

FAQ

How does Karla help me understand my finances?

Karla allows you to ask questions about your spending, savings, and budget in plain English. It provides instant, verified answers directly linked to your transaction data for full transparency.

What financial institutions does Karla support?

Karla connects to over 15,000 banks, cards, and financial services, making it compatible with a wide range of accounts.

Is my financial data secure with Karla?

Yes, security is a core design principle. The app states that your data is yours and is not sold to third parties. Security is built in from the start.

What are the benefits of upgrading to Karla Premium?

Karla Premium offers unlimited accounts, extended transaction history, and real-time credit monitoring. It unlocks the full potential of the money assistant.

What is the free trial period for Karla Premium?

Karla Premium offers a 7-day free trial for the monthly subscription and a 14-day free trial for the yearly subscription.

How often is Karla updated?

The latest version, 1.09, was last updated on February 6, 2026, indicating regular maintenance and feature additions.

What devices can I use Karla on?

Karla is available on iPhone, iPad, and iPod, making it accessible across Apple's mobile ecosystem.

What is the age rating for Karla?

Karla has an age rating of 4+, making it suitable for a broad audience of users.