很干净很清爽的记账软件
很好看也很专业，换了这么多软件终于遇到一个满意的了
开发者很讲诚信
初步体验了一下，界面风格挺不错，看起来很专业，有几点小建议，一个的账户添加还不太清晰，比如我建了账户之后，后续还想添加子目录比如蚂蚁花呗等账户，不太容易找到，还有改进空间
Free
In-App Purchases
About
This app provides a comprehensive financial overview, going beyond simple spending tracking to offer insights into net worth, actual earnings, and cash flow. It utilizes double-entry bookkeeping to present clear financial statements and helps users model liabilities like loans and credit cards.
✓Double-entry bookkeeping
✓Balance sheet, profit statement, cash flow statement
✓Liability modeling (loans, credit cards, BNPL)
✓AI assistant for ledger queries and receipt scanning
✓Customizable categories, tags, and projects
✓Multi-currency support
✓On-device data processing and iCloud sync
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What's New in Keel
1.5.1
October 9, 2026
IMPROVED AND FIXED • Safer iCloud sync: if your iCloud data can't be opened, sync no longer turns itself off; Keel tells you you're looking at a local copy and lets you switch back with Use iCloud Data • If sync was turned off after an earlier update and your entries seem gone, don't upload local data: open Settings › Privacy & Sync, turn sync back on and choose Use iCloud Data • Before Upload Local Data replaces iCloud, Keel compares entry counts on both sides and asks again if iCloud has clearly more • Restoring from iCloud tells you when it has stalled and offers Retry • Accounts holding assets or several currencies show their balance in the account's own currency • Liquidity Runway no longer leaves out a cash account's balance and income after you buy an asset in it • Record Dividend now matches the trade sheet and lets you change the receiving account; prices use the usual decimal places for their market, and custom assets let you pick your own • Fixed tapping + showing nothing when adding an entry wasn't allowed
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Subscriptions & In-App Purchases
Premium Monthly
All Premium features, billed monthly.
$1.991 Month
User reviews
Developer apps
FAQ
What are the main financial statements Keel provides?
Keel provides three core financial statements: a Balance Sheet to show your net worth, a Profit Statement to detail your income, spending, and asset gains/losses, and a Cash Flow Statement to accurately track money movement.
How does Keel handle liabilities like loans and credit cards?
Keel models liabilities by tracking credit card statement cycles, due dates, and installments. It also supports loans with repayment calendars, principal/interest splits, and early payoff options, along with buy now, pay later orders and settlements.
What features are included in Keel's Premium subscription?
Premium features include a liquidity runway projection, net worth outlook, advanced loan and BNPL modeling, amortization for stored-value accounts, multi-currency support, iCloud sync, and unlimited AI assistant messages.
Does Keel have ads?
No, Keel is ad-free. The app explicitly states 'No ads, no data selling, no third-party trackers' to ensure user privacy and an uninterrupted experience.
How does Keel ensure data security and privacy?
Keel prioritizes data privacy with on-device processing and optional password encryption for backups. With sync enabled, your data is stored in your private iCloud database and is not shared elsewhere.
What is the pricing for Keel's Premium subscription?
Keel offers two Premium subscription plans: a Monthly plan for $1.99 and a Yearly plan for $14.99, which includes a 1-month free trial.
How often is Keel updated?
The latest version of Keel is 1.5.1, and it was last updated on October 9, 2026. This indicates a relatively recent update, suggesting ongoing development and support.
What devices does Keel support?
Keel is available on multiple Apple devices, including Mac, Apple Watch, iPhone, and iPad, allowing for seamless financial management across your ecosystem.
