What financial statements does Keel provide?
Keel provides three core financial statements: a balance sheet showing assets and liabilities for a net worth figure, a profit statement detailing income, expenses, and asset gains/losses, and a cash flow statement that differentiates transfers from spending.
How does Keel handle liabilities like loans and credit cards?
Keel models liabilities by tracking credit card statement cycles, due dates, and installments. It also supports detailed loan tracking with repayment calendars, principal/interest splits, and early payoff options, as well as buy now, pay later plans.
What are the Premium features in Keel?
Premium features include liquidity runway and net worth outlook projections, advanced loan and buy now, pay later modeling, amortization of stored-value accounts, multi-currency support, iCloud sync, and the ability to attach receipts and PDFs.
How does Keel's AI assistant work?
The AI assistant can answer questions about your ledger and draft entries from receipt photos. It utilizes on-device Apple Intelligence, offering 10 free messages per month, with unlimited access available through the Premium subscription.
Is Keel secure and is my data private?
Yes, Keel prioritizes data privacy with on-device processing and optional password encryption for backups. With sync enabled, your data resides solely in your private iCloud database, and the app states it has no ads, data selling, or third-party trackers.
What is the pricing for Keel?
Keel is free to download and use, offering core tracking and statement features. Premium features are available via a subscription, with options for Monthly ($1.99/month) and Yearly ($14.99/year), which includes a free 1-month trial.
How often is Keel updated?
The latest version, 1.12.0, was released on November 6, 2026, indicating a recent update. The app is generally updated regularly to introduce new features and maintain performance.
What devices does Keel support?
Keel is available on Apple devices, including Mac, Apple Watch, iPhone, and iPad, allowing for seamless financial management across your ecosystem.
