Kem App

Kem App

The Global Money App

31 ratings
35 reviews
Free

Details

  • Released
  • Updated
  • April 21, 2025
  • August 29, 2026

Features

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About

Send, spend, and manage cryptocurrencies like USDT, Bitcoin, and Ethereum with ease. Make global payments, swap between digital assets and local currencies, and use crypto like cash with virtual cards and QR payments. Secure, fast, and flexible for everyday transactions.

Send USDT, Bitcoin, Ethereum instantly
Global payments with real-time conversion
Swap between crypto, gold, and local currencies
Spend crypto with virtual cards
Pay with QR codes
Withdraw to external wallets/bank accounts
Advanced security features
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What's New in Kem App

1.3.3

August 29, 2026

New - Stock pages gained market stats (market cap, previous close, volume, open, high and low), recent news, and a notice when a stock is going through a split. - Your own activity now appears on price charts. Buys, sells, sends, receives and conversions show as markers on the line — scrub to see any one of them. - A stock order you have placed now appears in your portfolio while it settles, along with the figures it will move once it fills, and it is followed to completion wherever you go in the app. - Card purchases now show the cashback they earned and why it was that rate. - Savings withdrawals tell you when the money lands. A regular withdrawal carries a live countdown on the goal, in your activity and on the receipt, and the withdrawal sheet now states the instant-versus-free trade-off with real numbers. - Two-factor setup has its own code screen, plus a button that opens your authenticator app with the account already filled in. Improvements - Stocks now read market hours straight from the market, including weekend trading on eligible stocks — those are pinned and badged when you browse, and every session says what it means for your order. - Network names now show the token standard on their own line — Tron with TRC-20 under it — everywhere you pick, deposit to or withdraw from a network, so it matches the name your exchange uses. - Splitting a transaction can now reach any Kem user through search, not only the people in your contacts. - An order held up by a busy broker now waits calmly instead of looking like a failure, and an order cancelled by a stock split now says so. - Ordering a card stays on screen until the card arrives, even if you close the app, and a declined application now names every detail that needs fixing. - Back goes back where you came from, including on receipts opened from a stock, a chat or a currency. - The savings receipt now matches the rest of the app and pulls to refresh. - Onboarding slides follow your finger, and the boosted-cashback merchant table lines up into proper columns. - If a profile photo fails to upload during signup, you can retry or continue without one — your account is already created. Bug Fixes - Fixed a crash on Android when opening some bottom sheets. - Fixed buy and sell summaries deducting the trading fee twice. - Fixed the home balance, portfolio and activity list briefly emptying into placeholders when a stock order settled or the display currency changed. - Fixed a savings goal failing to open when part of its history could not be loaded. - A signup that stopped before the profile step now takes you back to finish it instead of leaving you with an empty account. - Fixed a rare error sheet appearing for a stocks check you never started.

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User reviews

Great way to invest and send money

I buy and pay with crypto literally everywhere I go with this app. I hold all of my money here this app actually functions as my current bank account

It sucks

It’s a waste of time. It’s been a week and I am not able to withdraw my money.

This app is as scam

This app is a scam, it stole my money , 740 Usdt . It wouldn’t let me withdraw it , and now they’ve deleted my account from the app.

Practical and Efficient

The app interface is easy to use, so I intend to use it more during travels soon - good job!

not recommended at all

their livechat always off, not responding on their emails, not answering on X.
i have been waiting for more than 12 days and no answer from them, and i dont know until now where is my money!!

Developer apps

FAQ

What does Kem App do?

Kem App is a global money app that allows users to send, spend, and manage cryptocurrencies like USDT, Bitcoin, and Ethereum. It facilitates everyday payments, global money transfers, and swapping between various digital assets and local currencies.

What are the key features of Kem App?

Key features include instant sending of major digital assets, global payments with real-time currency conversion, swapping between assets, spending crypto via virtual cards and QR payments, and secure withdrawals to external wallets or bank accounts.

Is Kem App free to use?

The application is free to download and use. While the description doesn't detail specific transaction fees, it mentions in-app purchases are available, suggesting potential costs associated with certain services or features.

What cryptocurrencies and currencies does Kem App support?

Kem App supports USDT, Bitcoin (BTC), Ethereum (ETH), Gold, and major local currencies such as Kuwaiti Dinars (KWD), Saudi Riyals (SAR), and Dirhams (AED). More assets are added regularly.

How can I spend my crypto with Kem App?

You can spend your crypto using Kem Infinity Cards, which function like regular debit cards for online and in-store purchases. Additionally, you can use Kem QR at supported businesses for seamless in-person transactions, with real-time conversion ensuring your crypto is always spendable.