Kept: Budget Planner & Savings

Light mode is back: Kept now follows your iPhone. Wealth and Plan are clearer: your net worth at a glance with what's spendable, saved and owed, a total beside each list, how much of a loan is paid off, and one line under each tab saying what it's for. Projects can now be paid from a savings account or from money outside Kept, without touching your daily number. Why this number? Tap the ring to see how today's number is worked out, and what changed since yesterday. Today reads more clearly too: "left of 183 today" under the number, a bigger Add an expense bar, and plain words when you go over. Big dates, planned ahead. Weeks before Christmas, Eid, Lunar New Year or back to school, Kept asks what it will cost and sets a little aside each day. After a big expense, pay it from your emergency fund or spread it out until payday. In Can I afford…?, tap Save for it to plan a purchase for later. Split with friends: only your share counts. Lent or borrowed money? Wealth keeps track. Paid back lets you choose the account, and a loan from before Kept can be added without touching your balances. Apple Pay purchases can log themselves: Settings → Log Apple Pay by itself. A weekly recap sums up your week, and notifications are calmer, never more than one a day. Typing a purchase understands more, receipts scan in all nine languages, and lots of fixes, including "Goal too big" showing by mistake.