This is awesome
Great way to keep relationships and accountability on a good standing.
The best 🙌
The best way to keep it simple within the family! Couldn’t have made a better app!!!
Free
In-App Purchases
About
Facilitates clear, written loan agreements between trusted individuals with simple payment plans. It acts as a record-keeping tool, not a financial institution, ensuring both parties track progress accurately.
✓Written loan agreements
✓Customizable payment schedules
✓Interest-free loan option
✓Payment tracking
✓Optional payment reminders
✓Plain-language contracts
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What's New in Kinlend
1.1.1
September 9, 2026
Getting paid back is the part that has to work, so that is what this release fixes. Venmo and Cash App now open the app itself, with the amount and the right person already filled in, instead of dropping you on a web page that does not know who you meant. Invitations hold on to where you were going. If you open an invitation and need an account first, confirming your email now brings you back to that loan instead of to an empty home screen. Fixed: Kinlend sometimes said the other person had not added a way to be paid when they already had. On loans the borrower set up, it could also let the wrong person decide where the money goes. Fixed: a payment handle you deleted could quietly come back. What you save now wins over anything typed on the original form. Fixed: entering more than an installment actually owes no longer marks it settled and drops the difference without telling you. Asking someone to add their Venmo or Cash App now tells you whether it actually sent.
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Subscriptions & In-App Purchases
Manual tracking
Track payments and reminders on all your loans
$4.991 Month
User reviews
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FAQ
Does Kinlend have ads?
No, Kinlend does not contain advertisements. The app is free to download and use, with optional subscription plans available for enhanced features.
What are the subscription options for Kinlend?
Kinlend offers two optional subscriptions: 'Contract' for $0.99/month and 'Manual tracking' for $4.99/month. These are auto-renewing monthly subscriptions that can be canceled anytime via your App Store account settings.
How does Kinlend handle loan amounts and interest rates?
Users and the other party choose the loan amount, interest rate, and length. The annual rate is capped at 36% APR, and loans must be scheduled to run more than 60 days.
Can I use Kinlend for loans that are not interest-bearing?
Yes, Kinlend defaults to interest-free loans. You can build a payment schedule or keep the loan interest-free as per your agreement.
What is the age rating for Kinlend?
Kinlend has an age rating of 17+, indicating it is intended for mature users. This is likely due to the financial nature of the app.
How often is Kinlend updated?
Kinlend was last updated on July 14, 2026, with version 1.0.1. The release date was July 13, 2026, suggesting recent and ongoing development.
What devices does Kinlend support?
Kinlend is supported on iPhone and iPod devices. It is designed for iOS users.
Does Kinlend facilitate money transfers?
No, Kinlend is a tool for agreement and tracking only. No money ever moves through the app; cash transfers occur directly between the individuals involved.
