Free
In-App Purchases
About
Facilitate and track personal loans between trusted individuals with clear agreements and simple payment plans. This tool helps manage repayment schedules and ensures both parties have a shared understanding of the loan terms.
✓Plain-language loan agreements
✓Digital signing
✓Customizable payment schedules
✓Interest-free loan option
✓Payment tracking
✓Optional payment reminders
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What's New in Kinlend
1.1.2
November 3, 2026
A warmer, clearer Kinlend. Home now leads with the number that matters most to you, and every loan shows its progress and its one next step at a glance. Save your loan agreement, a paid-in-full receipt, or a statement of every loan as a PDF, ready to keep, print or share. Settings also lets you download every payment as a spreadsheet, or all of your loan records as data. Coming back to the app now shows the latest without a refresh, and a weak connection no longer leaves a button stuck. Paying someone back is clearer. The Venmo and Cash App buttons open on the right person with the amount copied, ready to paste. If they have not added an account yet, you can add it yourself and it works straight away. Ready for iOS 27 and iPhone Duo, with the same simple navigation whether your phone is folded or open.
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Subscriptions & In-App Purchases
Manual tracking
Track payments and reminders on all your loans
$4.991 Month
User reviews
Developer apps
FAQ
Does Kinlend have ads?
No, Kinlend does not contain advertisements. The app is free to download and use, with optional in-app purchases for advanced features.
What is the pricing for Kinlend subscriptions?
Kinlend offers two optional subscriptions: Contract for $0.99/month and Manual tracking for $4.99/month. Both are auto-renewing 1-month subscriptions that can be canceled anytime in your App Store account settings.
What is the age rating for Kinlend?
Kinlend has an age rating of 17+. This is likely due to the financial nature of the app and its focus on loan agreements.
How often is Kinlend updated?
The latest version of Kinlend was released on November 3, 2026. The app is updated regularly to ensure reliability and introduce new features.
What devices does Kinlend support?
Kinlend is available for iPhone and iPod devices. It is designed to be accessible on these Apple mobile platforms.
Can I track multiple loans with Kinlend?
Yes, one Kinlend subscription covers all of your loans. This allows you to manage multiple personal loan agreements and their repayment schedules through a single account.
What are the limitations on loans tracked by Kinlend?
Loans tracked by Kinlend must be scheduled to run for more than 60 days. The annual interest rate, including any fees, is capped at 36% APR.
Does Kinlend handle money transfers?
No, Kinlend is a tool for agreement and tracking only; it is not a lender. No money ever moves through the app; all cash transactions occur directly between the individuals involved.
